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Cash or Credit

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  #16  
Old 06-06-2024, 12:29 PM
vintageogauge vintageogauge is offline
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Most gas stations have 3% added into the price pre gallon for using a credit card and a lot of them don't discount it for cash.
  #17  
Old 06-06-2024, 12:39 PM
OrangeBlossomBaby OrangeBlossomBaby is offline
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Originally Posted by ThirdOfFive View Post
"This note is legal tender for all debts, public and private" (small print on the dollar bill)

I wonder what the reaction would be if someone incurred a debt for which the merchant only accepted credit payment (a car repair, say) and when it came time to pay up offered the amount owned in "legal tender" (i.e. cash) stating that he doesn't believe in, and has no credit cards of any kind.
There are places in this country that don't take MONEY at all in exchange for goods/services. For example - the public library. While most of them have used books for sale for a "friends of the library fund" - the books they lend out, you can't rent with money. You have to have a library card. That means you have to provide your name, address, phone number, and proof of residence or homeownership. You can't get a book without this.

Another example - certain swap meets in the midwest and south. They don't take cash, they don't take plastic. If you need someone to install the leaf gutter you just picked up last week, and have a hand-tiller you don't need, you can make a trade. Maybe a dentist will clean your teeth in trade for a couple dozen eggs from your backyard chickens.

Here in The Villages, there's a bakery at Sawgrass that doesn't take cash. They put up a sign on the counter to make sure everyone knows this BEFORE they ask to buy a slice of cake.
  #18  
Old 06-06-2024, 12:43 PM
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Quote:
Originally Posted by ThirdOfFive View Post
"This note is legal tender for all debts, public and private" (small print on the dollar bill)

I wonder what the reaction would be if someone incurred a debt for which the merchant only accepted credit payment (a car repair, say) and when it came time to pay up offered the amount owned in "legal tender" (i.e. cash) stating that he doesn't believe in, and has no credit cards of any kind.

Great point.....and one they won’t be able to gloss over

An example....Gillette Stadium in Foxboro (Robert Kraft specifically) got so much pushback from elder advocates and patrons sans smartphone apps or CC.......they had to put in cash to Visa card kiosks in the stadium. Which begs the question, did Kraft use a CC, phone app or cash when he got caught at the massage parlor in Jupiter a few years back! And what if they were cashless!
  #19  
Old 06-06-2024, 01:11 PM
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Originally Posted by OrangeBlossomBaby View Post
There are places in this country that don't take MONEY at all in exchange for goods/services. For example - the public library. While most of them have used books for sale for a "friends of the library fund" - the books they lend out, you can't rent with money. You have to have a library card. That means you have to provide your name, address, phone number, and proof of residence or homeownership. You can't get a book without this.

Another example - certain swap meets in the midwest and south. They don't take cash, they don't take plastic. If you need someone to install the leaf gutter you just picked up last week, and have a hand-tiller you don't need, you can make a trade. Maybe a dentist will clean your teeth in trade for a couple dozen eggs from your backyard chickens.

Here in The Villages, there's a bakery at Sawgrass that doesn't take cash. They put up a sign on the counter to make sure everyone knows this BEFORE they ask to buy a slice of cake.
Well with me it’s either no surcharge on credit card or cash. Or they simply don’t get my business. I literally walk out. Tips are cash. Gas pumps maybe different.
  #20  
Old 06-06-2024, 01:44 PM
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Quote:
Originally Posted by ThirdOfFive View Post
I wonder what the reaction would be if someone incurred a debt for which the merchant only accepted credit payment (a car repair, say) and when it came time to pay up offered the amount owned in "legal tender" (i.e. cash) stating that he doesn't believe in, and has no credit cards of any kind.
The car owner would not be leaving with their car.
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  #21  
Old 06-06-2024, 01:52 PM
Michael G. Michael G. is offline
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Originally Posted by Velvet View Post
Well with me it’s either no surcharge on credit card or cash. Or they simply don’t get my business. I literally walk out. Tips are cash. Gas pumps maybe different.
I was thinking wouldn't it be great to be with a party of 8 for dinner, all dress up with men in suits, women in long formal dresses walking into a fancy high-end restaurant after being seated and finding out there's a 4% surcharge on credit cards, then everyone gets up and walks out the door?
YES!

That could be a scene in a movie,
  #22  
Old 06-06-2024, 01:58 PM
Shipping up to Boston Shipping up to Boston is offline
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Originally Posted by Michael G. View Post
I was thinking wouldn't it be great to be with a party of 8 for dinner, all dress up with men in suits, women in long formal dresses walking into a fancy high-end restaurant after being seated and finding out there's a 4% surcharge on credit cards, then everyone gets up and walks out the door?
YES!

That could be a scene in a movie,
“If you have to ask....you can’t afford it” ~JP Morgan
  #23  
Old 06-06-2024, 02:45 PM
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Originally Posted by Michael G. View Post
So, when you get dinged for 3% and 4% using your CC, you still loose.
But you do not lose as much
  #24  
Old 06-06-2024, 03:36 PM
Gpsma Gpsma is offline
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Originally Posted by ElDiabloJoe View Post
I concur with this. Additionally, tipping in cash allows the tipped to not report or have to lose 20% of the tip to the IRS. If anyone needs more money in their pocket, it's service industry folks, IMHO.
If service industry folk need more money thwn maybe go get a skill more than carrying plates to a table.
Waitstaff deserve nothing more than $5 per meal.
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  #25  
Old 06-06-2024, 04:33 PM
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Quote:
Originally Posted by Michael G. View Post
I was thinking wouldn't it be great to be with a party of 8 for dinner, all dress up with men in suits, women in long formal dresses walking into a fancy high-end restaurant after being seated and finding out there's a 4% surcharge on credit cards, then everyone gets up and walks out the door?
YES!

That could be a scene in a movie,
That would be unfair to the restaurant. And possibly illegal. You check first how they charge before ordering. I would not book a dinner party at a restaurant that did not accept cash if the alternative was a surcharge on credit cards.
  #26  
Old 06-06-2024, 05:40 PM
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Originally Posted by Gpsma View Post
If service industry folk need more money thwn maybe go get a skill more than carrying plates to a table.
Waitstaff deserve nothing more than $5 per meal.
Now we know the inspiration for that ‘Slim Shady’ track by Eminem....about ‘spittin’ in the onion rings’!
  #27  
Old 06-06-2024, 06:45 PM
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Quote:
Originally Posted by ElDiabloJoe View Post
I concur with this. Additionally, tipping in cash allows the tipped to not report or have to lose 20% of the tip to the IRS. If anyone needs more money in their pocket, it's service industry folks, IMHO.
What do you do if the place won’t allow you to put the tip on your credit card? Not tip?
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  #28  
Old 06-06-2024, 09:24 PM
Stu from NYC Stu from NYC is offline
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Originally Posted by shaw8700@outlook.com View Post
What do you do if the place won’t allow you to put the tip on your credit card? Not tip?
Never seen a restaurant that would not allow me to add the tip to my card
  #29  
Old 06-07-2024, 12:15 AM
Kelevision Kelevision is offline
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Quote:
Originally Posted by Michael G. View Post
I was thinking wouldn't it be great to be with a party of 8 for dinner, all dress up with men in suits, women in long formal dresses walking into a fancy high-end restaurant after being seated and finding out there's a 4% surcharge on credit cards, then everyone gets up and walks out the door?
YES!

That could be a scene in a movie,
Maybe you should list all these places that charge you 4% instead of talking about it because I’ve never been charged that anywhere around here. Name the places and help everyone out.
  #30  
Old 06-07-2024, 05:35 AM
Rwirish Rwirish is offline
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Nothing special here and it does not make surcharges easier to swallow.
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