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Originally Posted by UpNorth

Several years ago, we gave the number of a never-used Master Card to The Villages Daily Sun over the phone

Wow! The Daily Sun?
Correction: ShopSafe not SafeShop.
Would still like to know why FLSun foil shields their card...

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[Skip]

Originally Posted by 2BNTV

...they did not (make) me responsible in any way, for the $99 charge.

Your maximum responsibility UNDER LAW is $50 on a credit card. Most banks waive that limit and advertise you are never responsible for ANY fraudulent use. They will cover it all. Now you know why the interest rates are so high on credit cards.

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[jbdlfan]

People are getting their identities stolen from social media such as this and Facebook. People give out their names, addresses, telephone numbers, etc. This is all these guys need to get started.

[Wing-nut2]

It may not be a restaurant, any computer your number is in can, and may have been, compromised.

[The Buckeyes]

Notifying your cc company when traveling does not always work. Three times last year our discover cards were refused at Walmart on 466. To both of our cards in March and then on another trip with my card in June. Our balances are paid every month so that has nothing to do with it. Consequently I was very upset when I contacted Discover. After my conversation I felt a little guilty on the wrath I bestowed on that employee! But then again, it comes with the territory.

[rubicon]

This crime is so prevalent that I am seriously considering using my credit card only when really needed. No more in restaurants and at gas stations.

I need to contact me credit card company for a serious discussion

[Skip]

Originally Posted by jbdlfan

People give out their names, addresses, telephone numbers, etc.

You mean like the phonebook?

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[Skip]

Originally Posted by rubicon

This crime is so prevalent that I am seriously considering using my credit card only when really needed. No more in restaurants and at gas stations.
I need to contact me credit card company for a serious discussion

Don't worry too much about your credit card. It's your debit card you need to worry about.

I intentionally write on the back "PASSCODE: 8429". A thief tries that number 3 times and the card gets taken away. It's the wrong passcode! My bank account (with $1,254,589.29 in it) is still safe.

Skip

PS: Unfortunately some banks now have ATM machines that spit back your card BEFORE the PIN is entered.

[jbdlfan]

Originally Posted by Skip

You mean like the phonebook?

Skip

Phone books don't have pictures, friends lists, likes, dislikes, and other personal information.

[bluejaypop]

The Luhn algorithm will detect any single-digit error, as well as almost all transpositions of adjacent digits. It will not, however, detect transposition of the two-digit sequence 09 to 90 (or vice versa). It will detect 7 of the 10 possible twin errors (it will not detect 22 ↔ 55, 33 ↔ 66 or 44 ↔ 77).