[retiredguy123]

Originally Posted by Bill14564

This is making me rethink what I am comfortable with.

What does a restaurant receipt in my hands prove? It doesn't show anything about a tip since I could write different amounts on the store copy and my copy. It *does* show that I had the chicken sandwich and not the filet mignon but is that really a concern? Is it likely or even possible for a restaurant to reopen the check and change the list of items after the card has been run? I don't know the answer to that so even though I have NEVER had a problem in over 25 years of using a credit card I think I will still keep restaurant receipts.

There is always (?) a signature required at a restaurant. It could be a silly squiggle on a touch pad but it's something. If I dispute a charge and the restaurant produces a receipt that doesn't have my signature then that's a problem. And, I trust that the software that accepts the squiggle is configured and protected so that it would produce the same list of items that I put my squiggle under. So maybe I don't even need restaurant receipts, but I think I will keep them around for a while anyway.

I feel perfectly comfortable accepting an email receipt. I don't need a bunch of little pieces of paper cluttering up the office.

I very rarely pay with cash anymore; three times in a year would be a lot. Cash can fall out of my pocket, cash can be accidentally left on the table, cash can be stolen. Yes, a credit card can be lost, forgotten, or stolen also but there are fraud and theft safeguards for credit cards. Cards can be locked or replaced and charges can be removed but once cash is gone, it is gone for good.

For me, the issue is that, if the business policy is to not provide a paper receipt, and you accept that policy, then you cannot effectively dispute a charge. The merchant can just charge your account and say that you made a purchase or purchases, and they have no copy of a receipt because you agreed that no receipt would be created.

[retiredguy123]

Originally Posted by Stu from NYC

I do not think that Sams gas station will accept cash. No cashier just an attendant who mostly sits in his booth.

You are correct, but you can get a paper receipt.

[JSR22]

Originally Posted by retiredguy123

For me, the issue is that, if the business policy is to not provide a paper receipt, and you accept that policy, then you cannot effectively dispute a charge. The merchant can just charge your account and say that you made a purchase or purchases, and they have no copy of a receipt because you agreed that no receipt would be created.

I do not see a difference between an email receipt or a paper receipt.

[jimkerr]

Originally Posted by retiredguy123

I disagree. If the business has no process for providing an actual receipt, you have no way to effectively dispute a bogus or fraudulent credit card charge. They can charge your credit card for any amount or multiple times, and there is no verification that you did or did not make a purchase. The paper receipt verifies each transaction. I don't think COVID has anything to do with it. I have not done business with any company that doesn't accept cash and will not provide a receipt for a credit card transaction. Are there any other businesses in The Villages with that policy?

Covid has everything to do with it. It wasn't until Covid came around that I started seeing business not wanting to take cash. Part of it was the coin shortage we had during Covid. Businesses started doing card payments only and it seems for many of them that they ended up liking dealing with cards over cash. It certainly is a lot safer since a business owner isn't walking around with a bag of cash to deposit.

[Sandy and Ed]

Originally Posted by JSR22

I do not see a difference between an email receipt or a paper receipt.

I do. Why would I want to give everyone my email address?

[Sandy and Ed]

Originally Posted by msilagy

Question comes to mind......who requires a receipt for a $3 cookie??????

Not for the cookie but for the cc transaction

[JSR22]

Originally Posted by Sandy and Ed

I do. Why would I want to give everyone my email address?

Why not?

[Sandy and Ed]

Originally Posted by Stu from NYC

When we sit at a table and someone brings us our order they get a tip.

Being handed it while standing at the counter does not get a tip.

Let the business owner pay the salary to the employee.

Amen. Couldn’t have said it any better. And I will determine the amount of a tip based on service with some (a little) consideration as to price paid. I sincerely don’t believe a $45 prime rib meal warrants a $10 tip any more than a $20 liver and onions meal warrants a $10 tip. Service is exactly the same!!!! Restaurant owner should pay service staff a decent wage and then price the product accordingly.

[jimkerr]

Originally Posted by Sandy and Ed

Amen. Couldn’t have said it any better. And I will determine the amount of a tip based on service with some (a little) consideration as to price paid. I sincerely don’t believe a $45 prime rib meal warrants a $10 tip any more than a $20 liver and onions meal warrants a $10 tip. Service is exactly the same!!!! Restaurant owner should pay service staff a decent wage and then price the product accordingly.

No, It doesn't work that way. If a business pays the "decent wage" they have to make up the money somewhere. Typically, that means raising prices. Then guess what happens? Grumpy Villagers complain that prices are too high! Case in point... a $4.00 cookie.

I always tip because that tip is spread among all of the hourly workers. It gives everyone an inventive to work as a team and provide good customer service.

[JSR22]

Originally Posted by jimkerr

No, It doesn't work that way. If a business pays the "decent wage" they have to make up the money somewhere. Typically, that means raising prices. Then guess what happens? Grumpy Villagers complain that prices are too high! Case in point... a $4.00 cookie.

I always tip because that tip is spread among all of the hourly workers. It gives everyone an inventive to work as a team and provide good customer service.

Totally agree with you. We tip 25% of the bill, and more if the service wasoutstanding.

[ElDiabloJoe]

Originally Posted by retiredguy123

No rub. I am very phone savvy and computer savvy. When do you get this email and what information does it contain? But, my main point is that the store has a policy that they will not give the customer a receipt on the spot to document that a purchase was made, when it was made, and what and how many items were purchased. They can send out as many emails as they want, claiming that you made a purchase, but that doesn't prove anything. But, if the store has a policy to provide paper receipts, if there is a dispute, the store would need to produce a copy of the receipt. Can you name any other store that will not accept cash and will not provide a credit card receipt?

Aside from MAD Greens which is a Colorado based chain that refused cash during the Pandemic, no. I don't know of any others. Here's why it might be more popular in the future though: (taken from Why Some Stores Are Not Accepting Cash - Is It Legal & What to Do)

For businesses, going cash-free offers several significant advantages:

Fewer Germs. When businesses reopened after the first wave of COVID-19 closures, many chose to limit the use of germ-laden bills and coins. Takumi Hirose, a Tokyo stationery shop owner interviewed by Square, explains he’s moving toward a cashless model because so many customers now see cash as “unclean and unwelcome.”

Reduced Risk of Robbery. Any business that handles lots of cash every day is at risk of being robbed. David Friedman, proprietor of the Chicago-based Epic Burger chain, told the Los Angeles Times he decided to go cash-free after his restaurants suffered a total of six armed robberies and burglaries over eight years.

No Counterfeit Bills. In addition to thefts, stores and restaurants often lose money when customers pay with counterfeit bills. Friedman said his restaurants handled “dozens and dozens” of fake bills in the years before going cashless. Eliminating cash closes off that avenue of fraud.

Less Employee Theft. After a cash purchase, it’s easy for an unscrupulous worker to keep the cash and not ring up the sale, a practice known as “skimming.” Employees can also ring up a smaller purchase — say, $5 for a $10 sale — and pocket the difference. Skimming is a tough crime for employers to detect, but getting rid of cash eliminates it.

Faster Service. Cash is a relatively cumbersome method of payment. The total sale is seldom a round dollar amount, so either the customer or the clerk has to spend time fumbling with bills and coins to hand over the right change. Card-based transactions are much quicker. According to The New York Times, when the salad chain Sweetgreen made six of its locations cash-free, employees at those locations could process 5% to 15% more transactions per hour than their colleagues at stores that took cash.

Simpler Equipment. If a business doesn’t take cash, it doesn’t need a bulky cash register with separate slots for bills and coins. Machines that only process credit cards are smaller, sleeker, and less expensive.

Less Expense. Handling cash costs businesses money because many banks charge fees for cash deposits, especially if coins are involved. If a business handles enough cash to require armored cars to pick it up, that’s an even bigger expense.

Fewer Banking Hassles. Making cash deposits is also time-consuming. A manager has to spend time counting the money, preparing the deposit, and taking it to the bank — time they could be spending with customers or helping workers.

[retiredguy123]

Originally Posted by JSR22

I do not see a difference between an email receipt or a paper receipt.

I do. Suppose they send you 2 or 3 emails, instead of only one? Suppose they change the amount? An email doesn't prove that you did or didn't purchase anything. A paper receipt is a legal record of a transaction, and it has been that way for hundreds of years.

[JSR22]

Originally Posted by retiredguy123

I do. Suppose they send you 2 or 3 emails, instead of only one? Suppose they change the amount? An email doesn't prove that you did or didn't purchase anything. A paper receipt is a legal record of a transaction, and it has been that way for hundreds of years.

Honestly, I always go for th email receipt vs paper. I check my debit account andd cc account daily. There has never been a problem.

[Stu from NYC]

Originally Posted by JSR22

Honestly, I always go for th email receipt vs paper. I check my debit account andd cc account daily. There has never been a problem.

Hope it stays that way for you but what if they do not send the receipt and charge you a much larger amount? Hard to dispute.

[JSR22]

Originally Posted by Stu from NYC

Hope it stays that way for you but what if they do not send the receipt and charge you a much larger amount? Hard to dispute.

That has never ever happened. They email the receipt after they post the charge. Honestly, if I was overcharged $4 I probably would not pursue it.