Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#46
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After Irma, did any people who didn't have flood insurance buy flood insurance? And did any people who had flood insurance, discontinue it?
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#47
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Most of the issues for the older sections is this isn't a permanent solution, it is supposed to be modified and most engineers that I have worked with have that worked into the plan. I don't see that here, nor do I see it as enough for the amount of land that it covers. Considering the volumes I am seeing just prior to Ian - this is a ok solution but it's definitely nothing to be proud of. I've seen far better in this state. I am also glad we didn't get the Ian test on it because y'all be really lighting up the CDD phone lines. I won't hold, but what is that statement I've recently read? oh yes the developer is a billionaire he must be smarter than us...... well it's not showing on the water management especially for the cost we all pay for this thing.
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#48
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#49
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#50
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So much thought goes into designing The Villages.
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#51
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I handled Flood Claims for over 20 years and I can tell you had Hurricane Ian made landfall in Tampa lots of people living in the Villages would have had water in their home. No area can handle 24 inches of rain. All the homes are on a slab and not elevated.
The ponds would over flow and there would be massive street flooding. Our home is the highest on the street in the front but the back is a different story and if you have a pool it would overflow as well. I would suggest that if you live on a pond you might want to consider flood insurance and also if your street or yard has ever flooded in a heavy rain. The maximum coverage on the dwelling is $250k and on contents it is $100k. That should pretty much cover any damage that you might receive. Flood Insurance is a government program and the cost is the same no matter if you buy it from NFIP or from a carrier like Allstate, State Farm, USAA etc. The cost is based on your Flood Zone and your Elevation. You can obtain both from FEMA or your agent. |
#52
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#53
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The question I would ask is what is the maximum amoint of rain in 24 hrs before we would see flooding in the streets backing up to start entering homes.
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#54
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The engineering for the water management system in most of TV is well-designed, fantastic and cutting edge, but there is a point where nothing can/will make a difference under a "perfect storm" scenario. Let's just hope we never have to experience - what that point is.
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#55
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My slab sits about 4" above the surrounding ground. I don't have any higher ground around me and the street is a couple of feet lower. I didn't have flood issues during Irma so I don't think I have a strong need for flood insurance at this time. Homes on ponds or on the bottom end of hillsides or on otherwise lower ground have different considerations. I've seen concerns about pools before but don't understand. If it rains hard enough and long enough to fill my pool then eventually it will overflow onto my deck. On the other hand, if I didn't have a pool then all that water would have fallen on my deck in the first place. It seems the pool helps a little while it is filling but once it is filled it is no worse than having no pool at all. I don't know that I need it but on the other hand, the cost for flood insurance for homes not in a flood plane is pretty low. It's a cheap way to get a little peace of mind.
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Why do people insist on making claims without looking them up first, do they really think no one will check? Proof by emphatic assertion rarely works. Confirmation bias is real; I can find any number of articles that say so. Victor, NY - Randallstown, MD - Yakima, WA - Stevensville, MD - Village of Hillsborough Last edited by Bill14564; 10-03-2022 at 12:11 PM. Reason: Incorrect figures |
#56
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The 18" for Irma seems overstated, Leeburg reported 7.96"
Hurricane Irma: Rainfall & Flooding | Hurricane Irma Here are some of the rainfall totals from Hurricane Irma across several locations in the Southeast U.S.: Jacksonville: 10.01" Gainesville: 12.94" Orlando: 7.75" Tampa: 4.58" Fort Myers: 11.82" Miami: 6.96" Ian reports exceeded 16" Hurricane Ian: Highest rainfall totals from across Florida | WKBN.com Seminole County Recorded Rainfall Location Recorded Rainfall (inches) 2 ESE Lake Mary 16.14″ 2.2 W Oviedo 15.13″ Winter Springs 15.11″ Sanford Orlando Airport 15.00″ 2.1 N Oviedo 14.96″ 0.6 S Winter Springs 14.75″ 2 ENE Goldenrod 14.46″ 2.3 E Winter Springs 14.33″ 1 NE Sanford 14.13″ .9 Chuluota 14.09″ Sanford 13.81″ |
#57
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My error.
"12 to 15 inches of rainfall in about 18 hours" (slide in post #43 taken from a Villages presentation) So Irma and Ian were comparable with Ian likely dropping a little (1") more.
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Why do people insist on making claims without looking them up first, do they really think no one will check? Proof by emphatic assertion rarely works. Confirmation bias is real; I can find any number of articles that say so. Victor, NY - Randallstown, MD - Yakima, WA - Stevensville, MD - Village of Hillsborough |
#58
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What happens if The Villages loses power? Does the flood control system work without power?
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#59
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One would think they have generator back-ups...
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#60
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That was my concern but I figure that the system must work on generators if the power goes out. What good is having a system to ward off flooding if the pumps don't work? I hope I'm right on my gut feeling but certainly do not know the answer to that question for sure.
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