[OrangeBlossomBaby]

Originally Posted by ElDiabloJoe

Ya know, just go online to the county website in which you were wedded, and follow the FAQ that responds to the inquiry: "How do I get a copy of my marriage license?" There's no MBA required here, no degree in the science of rocketry, no Mensa membership either.

If it had been done long ago, this "emergency" because of NEW LAWS would not be an "emergency" which causes one such panic.

By the way, the law isn't really NEW. It was passed twenty years ago in 2005. Its many postponements have been publicized over the years as states invested in the technological infrastructure to make it happen. It's been a complete foreseeable eventuality for two decades, thus NOT an "emergency."

Yeah I did a google search using different phrases for social security law changes in 2005, and came up with one initiative by Bush to make some changes, and it was rejected. I saw another one that had to do with government pensions and windfall exemptions, which never got past the "introduced" stage.

There was nothing requiring people to have an online account in 2005. There was nothing requiring people to prove their citizenship AFTER they'd already been approved and receiving social security benefits, just because they changed direct deposit bank accounts for their monthly payment. Also in 2005, people still could get monthly checks in the mail. They can't do that anymore. None of that was a thing in 2005.

In addition, having a REAL ID means you have already verified your identity, including any name change for marriage or other reasons, with the government. That's a criteria for getting a REAL ID in the first place. And yet, the SSA won't accept the REAL ID as proof of identity, if your current name isn't the name on your birth certificate. Even though - you had to have that proof, when you got the REAL ID.

[Aces4]

Originally Posted by OrangeBlossomBaby

Yeah I did a google search using different phrases for social security law changes in 2005, and came up with one initiative by Bush to make some changes, and it was rejected. I saw another one that had to do with government pensions and windfall exemptions, which never got past the "introduced" stage.

There was nothing requiring people to have an online account in 2005. There was nothing requiring people to prove their citizenship AFTER they'd already been approved and receiving social security benefits, just because they changed direct deposit bank accounts for their monthly payment. Also in 2005, people still could get monthly checks in the mail. They can't do that anymore. None of that was a thing in 2005.

In addition, having a REAL ID means you have already verified your identity, including any name change for marriage or other reasons, with the government. That's a criteria for getting a REAL ID in the first place. And yet, the SSA won't accept the REAL ID as proof of identity, if your current name isn't the name on your birth certificate. Even though - you had to have that proof, when you got the REAL ID.

Per AI:

Learn more
To change your Social Security direct deposit information to a new bank, you can either use two-factor authentication on the "my Social Security" online service or visit a local Social Security office. Phone calls are no longer accepted for these changes, according to the Social Security Administration (SSA).
Here's a more detailed breakdown:
1. My Social Security Online:
You can update your direct deposit information through the "my Social Security" online service.
This requires logging in and using two-factor authentication for added security.
You can find this service on the official Social Security Administration website.
2. Visiting a Social Security Office:
If you're unable to use the online service, you can visit a local Social Security office to update your direct deposit information.
You'll need to provide your new bank account details, including routing and account numbers, along with identification.
It's recommended to bring a voided check from your new account.

[asianthree]

Originally Posted by Aces4

Per AI:

Learn more
To change your Social Security direct deposit information to a new bank, you can either use two-factor authentication on the "my Social Security" online service or visit a local Social Security office. Phone calls are no longer accepted for these changes, according to the Social Security Administration (SSA).
Here's a more detailed breakdown:
1. My Social Security Online:
You can update your direct deposit information through the "my Social Security" online service.
This requires logging in and using two-factor authentication for added security.
You can find this service on the official Social Security Administration website.
2. Visiting a Social Security Office:
If you're unable to use the online service, you can visit a local Social Security office to update your direct deposit information.
You'll need to provide your new bank account details, including routing and account numbers, along with identification.
It's recommended to bring a voided check from your new account.

I thought starting in May to change your banking with SS it is now required to do in person. Prior to that I always did everything online with gov I’d me. I could be wrong.

[Marathon Man]

Originally Posted by Flyers999

Developing land is one thing; but hoodwinking and abusing elders is another thing altogether.

I would never stay in a community that I felt unhappy with. On the other hand, maybe I'm just an unhappy person who is going to invent complaints wherever I am.

[Aces4]

Originally Posted by asianthree

I thought starting in May to change your banking with SS it is now required to do in person. Prior to that I always did everything online with gov I’d me. I could be wrong.

..or AI could be wrong.

[Bill14564]

Originally Posted by asianthree

I thought starting in May to change your banking with SS it is now required to do in person. Prior to that I always did everything online with gov I’d me. I could be wrong.

Starting in May there was a requirement where you could not make certain changes over the phone. Instead, you needed to visit an office or, preferably, make the changes online.

I believe the in-person requirement has been suspended but I lost interest and may have missed something.

[Bill14564]

Originally Posted by OrangeBlossomBaby

Am I not clear in my words? Are people having difficulty understanding me because I'm writing poorly? I'll try again:

NEW LAWS.

There are NEW LAWS that didn't exist as of a year ago.

These laws are new. They're recent. They're not from 1946, they're not from 1961, they're not from 2000, they're not from 2023. They're new.

If you've never changed your name, then my concern about these laws doesn't apply to you.

If your concern is still SSA, do you already have a login.gov account for accessing SSA online? If so, I can't find any new laws that affect what you can do.

If you do not have an account your RealID should still be acceptable as identification. From the login.gov website:

Accepted identification documents

Driver’s license from all 50 states, the District of Columbia (DC), and other U.S. territories (Guam, U.S. Virgin Islands, American Samoa, Mariana Islands, and Puerto Rico).

I thought the issue about women who have changed their last names was related to initially registering to vote. I thought that required proof of citizenship which required a birth certificate which needed to match your last name. For women who have changed their names, their birth certificate would not match and some other documents would be needed to show the change in last names. As I read it, that only applied when registering to vote so if you are already registered it wouldn't be a problem....yet.

[KCornman]

Originally Posted by OrangeBlossomBaby

This is going to be scary for those of us who were born with one last name, eventually got married and took our spouse's last name. The new laws require more forms of ID now than just a REAL ID, if you change banks for your monthly social security deposit.

But what if the bank changes itself? Will we have the same account and routing number? If not, this could get messy. I know my birth certificate has my first, middle, and last name at birth. My REAL ID Drivers License has only my first and last name at marriage, and so does my social security card. I'm not sure where my marriage certificate is, but if I need a new copy it involves more paperwork and fees, plus Connecticut requires a postal money order only and not a personal check, and they don't take credit cards for payment. So that means more fees.

All this to prove that I am the person I was when I first filled out my Social Security deposit information, and all because I'm a married woman who took my husband's name when I got married, and that last name doesn't match the last name on my birth certificate. Which - they knew, because they gave me that Real ID, which required all that information back when I still lived in Connecticut.

I can't speak to this bank, but 50+ years ago I opened my 1st bank account at Rochester Savings Bank in Rochester, NY. A couple of years later, I needed to order checks and took advantage of some advertisement for cheap checks, and sent away for 500 checks. They ended up sending me 5000 checks by accident. The bank has since been bought out and merged a number of times since and is now called Citizens Bank.

I still have 100 or so of those checks, which clearly say Rochester Savings Bank on them, and despite all of the changes in the actual bank's ownership and name, the routing and account numbers have not changed for that account, and I still use what's left of the checks to this day without issue.

[jaj523]

I thought Suntrust became Truist.