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Golf Cart Crash...Surprising Outcome

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  #16  
Old 02-22-2014, 09:28 AM
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what I find most troubling are the cars that speed up when they see a car/cart merge coming up ahead...I guess they don't want to slow down for the 20 seconds it will take for the cart to enter the road and make the turn before a gate!!!
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Old 02-22-2014, 11:07 AM
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I pray we will forgive others transgressions, as I hope they will look to avoid me, when I make a mistake. I had a close call last week, and was glad the car driver was more aware, that I was making a mistake and stopped to let me by.

This is the first time I have heard of a cart causing more damage to a car than the other way arounD. The main thing is that VK and his passenger were not hurt. I'm sure he must have had seat belts installed and was wearing them.

We need to chill-out when driving, as we are retired and shouldn't be in a rush, to get anywhere. One needs to plan their time according, so one doesn't have to rush.
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Old 02-22-2014, 11:27 AM
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Originally Posted by pooh View Post
Wonderful that you had those seat belts, they saved you injury or worse. Glad you and your friend are okay!
Hey VK. So happy to hear you and your friend are ok. Were you wearing seat belts?
You say you guys were not injured. Now, two days later, could you describe what it was like to experience a situation where you suddenly struck something unavoidably blocking you? Thanks and take care.
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Old 02-22-2014, 11:40 AM
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Quote:
Originally Posted by robertj1954 View Post
This is a good thread to make an important point for golf cart drivers. If you believe your home owners insurance covers you in a golf car crash/injury you might be in for a an unpleasant surprise. You are only covered on a golf course or a golf cart pathway. Driving on streets or circles where we share the road with automobiles is not covered.

I met with my insurance agent and purchased golf cart insurance that covered any incident involving injury and property damage. I have the same coverage as my auto and with a $100.00 deductible on property damage, I pay $72.00 annually. If you do not have insurance, look into it so you are protected and can enjoy your well deserved retirement.
Good information to know as I drive the golf cart really only to the Southern Trace Shopping Center, the WalMart on CR466, Buffalo Ridge Animal Hospital, Sweetbay, the Old Mill Playhouse, and a few other places so I am mostly on the street golf cart lanes.

So glad that you and your friend are OK Villages Kahuna.
  #20  
Old 02-22-2014, 09:29 PM
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Quote:
Originally Posted by robertj1954 View Post
This is a good thread to make an important point for golf cart drivers. If you believe your home owners insurance covers you in a golf car crash/injury you might be in for a an unpleasant surprise. You are only covered on a golf course or a golf cart pathway. Driving on streets or circles where we share the road with automobiles is not covered.

I met with my insurance agent and purchased golf cart insurance that covered any incident involving injury and property damage. I have the same coverage as my auto and with a $100.00 deductible on property damage, I pay $72.00 annually. If you do not have insurance, look into it so you are protected and can enjoy your well deserved retirement.
My broker said she prefers stand alone policies as they give you much broader coverage. home owners endorsement may not cover underage drivers, off premises (may be you community, read the policy) use wtc.
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