[wlasowicz]

We rent ours out only to longer term tenants. We have insurance thru the villages parent company foremost. We also have a rider to cover our primary home the 5 cars our Fl. home and golf cart. I'm sure the insurance will cover only so much depending the circumstances. We also have them sign a waiver that's say they understand golf carts handle different then a car no pets allow only person who are adults with driver license the sign the lease and waiver are allow to drive the cart only 2 people for a 2 person cart its their responsibility to learn the rule of the road of the villages for driving on the road( last thing you need is them driving car only road) They are responsible for all legal fee repairs etc. But even all with that nothing is 100% liability proof

[MollyJo]

Originally Posted by retiredguy123

If you are concerned about your own liability, then don't include the cart in the rental. I think that is the only way to avoid liability for a cart that you own. Even if the renter gets their own insurance, the liability coverage will probably not be high enough to protect you from being sued if they injure someone.

Lawyers sue the one who has the most money, the property owner. If renter can get liability insurance on a cart, I would require a high liability coverage & state $xxxxx on the contract. Get a copy of their pd coverage.

[mrf0151]

Our long-term renter is required to obtain and show us prof that they have their own golf cart insurance to cover the cart we provide. We also carry insurance on that cart that is bundled with the other two carts we own. Lastly and maybe most important is we carry a million-dollar umbrella policy to protect ourselves for whatever. Be smart and protect yourself.

[Road Apple]

@Ginmato…as an option, call me at 513/218-3233. I’ll have an open rental up ahead.

[Michigan1]

Hello, we have lived in The Villlages for 8 years before moving back to Ohio, have been thinking of moving back. If it is still available could you contact us at rarjsr@gmail.com either way please.....Thank You!

[Ginmato]

Originally Posted by eeroger

Where is your villa? We have friends who are looking for a rental w/golf cart north of 466a & south of Savannah center.

I am also looking to rent w/ golf cart. It doesn't matter to me where your villa is located. As long as its far away from the cold winters up here.

[GatorFan]

Originally Posted by mrf0151

Our long-term renter is required to obtain and show us prof that they have their own golf cart insurance to cover the cart we provide. We also carry insurance on that cart that is bundled with the other two carts we own. Lastly and maybe most important is we carry a million-dollar umbrella policy to protect ourselves for whatever. Be smart and protect yourself.

What insurance company will write a policy for the renter since he does now own the golf cart and has no insurable interest?

[bimmertl]

Originally Posted by GatorFan

What insurance company will write a policy for the renter since he does now own the golf cart and has no insurable interest?

Several insurers offer "non owned car" policies. These policies provide liability coverage for people who do not own cars.

Non Owner Car Insurance: What Is It and Who Should Have It? - ValuePenguin

I would think such a policy could also be modified to provide coverage for a non owned golf cart.