[NoMoSno]

Be sure to also have theft coverage.

[KeepingItReal]

Originally Posted by DanfromNC

We are new to The Villages. Do we need golf cart insurance? Where do we get it? What does it cost? Thanks

Thomas Insurance Services 352-326-8021 3235A Hwy 441/27 in Fruitland, our agent is Kate.

They sell Foremost Cart Insurance. Our cart insurance runs a little over a hundred a year on a 2014 cart with full coverages. They appreciate you business too.

As with car insurance you have to know what your coverages are to compare the cost.

[VT2TV]

You definitely should get the golf cart ins. policy . Once you are here, you may find that a lot of people "adjust their cart" so they can drive it over the recommended 20 mph. What most people won't tell you though, is that if you have an accident, and your cart has been adjusted, your insurance may not cover your accident. I don;t understand why everyone here is in such a hurry, this is a beautiful place-slow down and enjoy it!!!!!!!!!!

[lynxville]

I have golf cart insurance added to my homeowners policy and its $40 per year. I wonder if that is the proper coverage I need. I better check into that.

[buggyone]

Originally Posted by VT2TV

You definitely should get the golf cart ins. policy . Once you are here, you may find that a lot of people "adjust their cart" so they can drive it over the recommended 20 mph. What most people won't tell you though, is that if you have an accident, and your cart has been adjusted, your insurance may not cover your accident. I don;t understand why everyone here is in such a hurry, this is a beautiful place-slow down and enjoy it!!!!!!!!!!

Excellent post!

The 20 mph is the law! It is not only the law but if you get stopped for speeding, you will have HUGE fines to pay.