Citizens Bank Lobby closing: ye, Schwartz Giveth, Morse taketh away....again Citizens Bank Lobby closing: ye, Schwartz Giveth, Morse taketh away....again - Talk of The Villages Florida

Citizens Bank Lobby closing: ye, Schwartz Giveth, Morse taketh away....again

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Old 08-25-2013, 02:25 PM
OldManTime OldManTime is offline
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Default Citizens Bank Lobby closing: ye, Schwartz Giveth, Morse taketh away....again

I just received this week that the Citizens Bank on Avenida is closing down its lobby, effective October 25th. Drive through will remain open. Another Morse decision to remove as many amenities as possible in the Lady Lake area, and build up in Sumter...guess he is following the money.
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Old 08-25-2013, 02:32 PM
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lost here...following whose money?
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Old 08-25-2013, 02:38 PM
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Not sure why you feel this way. There are many Citizens banks around, this isn't the only one. Sadly for some, many banks have few physical buildings....with so many services available online, ATM cards for making deposits and withdrawals, making deposits with one's computer or smart phone, there is less need to actually go into a bank. Social Security checks, pension checks, retirement checks, etc, are or can be automatically deposited. Loans can be secured online, also. If that particular bank has less activity than others, it probably isn't worth the financial loss to keep it open....true for this bank and other banks, too.
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Old 08-25-2013, 02:41 PM
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Originally Posted by OldManTime View Post
I just received this week that the Citizens Bank on Avenida is closing down its lobby, effective October 25th. Drive through will remain open. Another Morse decision to remove as many amenities as possible in the Lady Lake area, and build up in Sumter...guess he is following the money.
Consider the possibility that volume is down at that branch and there are several other options within a very short distance. Criticize him for "the wall" if you will but not for what is probably a very logical business decision. Either love the guy or hate him. Put me somewhere in the middle based on the facts.
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Old 08-25-2013, 02:44 PM
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Normally I am never physically inside of a bank. On Friday, I had the occasion to enter a bank here in the villages 3 times in the same day. Two of those times, I was the ONLY one in there. One time, there was ONE other person there. So...I believe that quite possibly, lobby's are not needed much anymore.
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Old 08-25-2013, 02:47 PM
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Too bad. This was the first Citizens bank that I dealt with. It is the only one in the middle of town. It was probably the first Citizens bank in TV. You would think they would keep it just as a nostalgia thing.

Z
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Old 08-25-2013, 03:04 PM
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Originally Posted by zcaveman View Post
Too bad. This was the first Citizens bank that I dealt with. It is the only one in the middle of town. It was probably the first Citizens bank in TV. You would think they would keep it just as a nostalgia thing.

Z
don't know how much $ can be made on a nostalgic citizen's bank - but the parking sure was a lot easier at that location than the one in town.

and, pooh, re on-line banking - after the stock mkt shut down because of possible hacking - can one really trust anything that electronic? sure the institution will make accts whole - but who knows who can grab your confidential info.

i love asking cashiers anywhere if they still accept cash!
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Old 08-25-2013, 03:12 PM
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Old 08-25-2013, 03:42 PM
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We never go inside the bank unless it's for something unusual. We use Drive-Thru, ATM, direct deposit of income, and internet banking.

Now if the postal service would build drive-thru windows and ATM vending machines to drive up to, they'd be up to the 20th century.

At the post office across from Spanish Springs, people stand in a long, SLOW line just to hand the clerk an outgoing letter already stamped, when there is a drop box right outside the front door they could have dropped it in.....while people who need to buy something at the counter stand behind them in line. The whole thing is stagecoach era.
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Old 08-25-2013, 03:48 PM
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Quote:
Originally Posted by OldManTime View Post
I just received this week that the Citizens Bank on Avenida is closing down its lobby, effective October 25th. Drive through will remain open. Another Morse decision to remove as many amenities as possible in the Lady Lake area, and build up in Sumter...guess he is following the money.

And now there is talk of closing the Tierre Del Sol restaurant. By my count, if that closes, that will be the fifth restaurant to close in the original Villages.
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Old 08-25-2013, 03:49 PM
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Quote:
Originally Posted by zcaveman View Post
Too bad. This was the first Citizens bank that I dealt with. It is the only one in the middle of town. It was probably the first Citizens bank in TV. You would think they would keep it just as a nostalgia thing.

Z
Z, the branch that is closing the lobby is the one at Avenida Central, not the one on Main Street in the center of town. I thnk the closing relates more to having two locations so close together.

And they are only closing the lobby. The drive-through is still open so you can still talk to a person, albeit via microphone/speaker.
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Old 08-25-2013, 04:02 PM
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And now there is talk of closing the Tierre Del Sol restaurant. By my count, if that closes, that will be the fifth restaurant to close in the original Villages.
Based on my last visit there for breakfast about 2 months ago I won't miss them. It takes good food, service and reasonable prices to bring in customers.
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Old 08-25-2013, 04:04 PM
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I don't get it. What would the Morse family have to do with the closing of a bank branch. Don't the banks that are on Villages property simply rent the space from the developer?
And how would a bank lobby in Lady Lake affect anything in the newer area?
I would bet that this was a decision made by Citizens Bank without any input from the developer.
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Old 08-25-2013, 04:29 PM
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i very rarely go into a bank most is done online
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Old 08-25-2013, 04:31 PM
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Quote:
Originally Posted by Dr Winston O Boogie jr View Post
I don't get it. What would the Morse family have to do with the closing of a bank branch. Don't the banks that are on Villages property simply rent the space from the developer?
And how would a bank lobby in Lady Lake affect anything in the newer area?
I would bet that this was a decision made by Citizens Bank without any input from the developer.
somebody who knows step up? I thought this bank was owned by developer.
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