[Ponygirl]

Interesting to think abt all mail through internet

But internet can be non existent in rural areas and unaffordable to some in rural and urban areas

With mail - I find it helpful to be able to send a document certified return receipt to make sure the document was received by whom and by date

Thank goodness. Have had that documentation when IRS says it didn’t receive a document that I sent for my business

[Pat2015]

Originally Posted by shaw8700@outlook.com

Could we get by with only getting mail twice a week? Denmark is closing their mail service entirely at the end of this year. Other than the carriers losing their jobs what else would we lose?

One of my thoughts in cutting expenses was to go to Mon., Weds., Friday deliveries. Another idea to cut costs is to shutdown all of the small rented PO buildings if a main PO is within a 30 minute or so drive time. Not sure though as to how the carriers could handle the accumulated mail if it’s only three times a week. The idea of privatizing the mail service is also worth exploring.

[retiredguy123]

Originally Posted by Ponygirl

Thank you. No way a federal employee makes more in retirement than while working

There is a computation looking at the last three years and time served which could never equal more than earned while working

And the new social security law that was passed allows previous federal employees to collect ss on wages earned prior to time working for feds

Not true. On an annual basis, not yet. But, on a cumulative basis, I have made more money in retirement than I made as a Federal employee. I was a Federal employee for 35 years and made about $1.8 million. But, as a retiree for about 20 years, my total pension income is approaching $2 million so far. Now, I am collecting a spouse SS benefit, which means that I will greatly exceed my Federal employee income. I don't need this money, but that is the law, and one reason we have a national debt of $36 trillion.

[Bill14564]

Originally Posted by retiredguy123

Not true. On an annual basis, not yet. But, on a cumulative basis, I have made more money in retirement than I made as a Federal employee. I was a Federal employee for 35 years and made about $1.8 million. But, as a retiree for about 20 years, my total pension income is approaching $2 million so far. Now, I am collecting a spouse SS benefit, which means that I will greatly exceed my Federal employee income. I don't need this money, but that is the law, and one reason we have a national debt of $36 trillion.

Interesting that you can receive less on an annual basis but more on a cumulative basis. Less money adds up faster as a retiree? Interesting math.

Or, are you saying that 20 years at your high three beats all those years when you were making less? If so, then yes, I already make more on an annual basis now than I did back in '86 when I started.

[retiredguy123]

Originally Posted by Bill14564

Interesting that you can receive less on an annual basis but more on a cumulative basis. Less money adds up faster as a retiree? Interesting math.

Or, are you saying that 20 years at your high three beats all those years when you were making less? If so, then yes, I already make more on an annual basis now than I did back in '86 when I started.

When I started as a Federal employee, I made $12,000 per year. My total cumulative income during 35 years of employment was $1.8 million. I know that because, just before I retired, I deposited $180,000 into the voluntary retirement fund, which allows you to deposit 10 percent of your total Federal career income. I have been retired for about 20 years and I have collected about $2 million in pension income, which exceeds my total Federal career income. My current pension annual income is slightly less than my highest Federal salary while working. But in a few years, the annual COLA increases will cause my annual pension income to exceed my highest Federal working salary. So, on an annual basis and on a cumulative basis, it is very possible for a Federal employee to make more money after retirement than before retirement. That is the math, and it is correct.

One thing I forgot to mention is that, when you retire with a 2-year sick leave balance, that time is added to your years of service, which increases your initial pension above the normal calculation for time actually worked.

[Bill14564]

Originally Posted by retiredguy123

When I started as a Federal employee, I made $12,000 per year. My total cumulative income during 35 years of employment was $1.8 million. I know that because, just before I retired, I deposited $180,000 into the voluntary retirement fund, which allows you to deposit 10 percent of your total Federal career income. I have been retired for about 20 years and I have collected about $2 million in pension income, which exceeds my total Federal career income. My current pension annual income is slightly less than my highest Federal salary while working. But in a few years, the annual COLA increases will cause my annual pension income to exceed my highest Federal working salary. So, on an annual basis and on a cumulative basis, it is very possible for a Federal employee to make more money after retirement than before retirement. That is the math, and it is correct.

Okay, *that* math may be correct.

Perhaps someone will explain increases, inflation, COLAs, and why your retirement income today, while approaching your salary 20 years ago, is still likely to be about 70% of what someone in your previous position is making today.

[Carlsondm]

Daily mail is essential for businesses and some grandparents.

[OrangeBlossomBaby]

So, Denmark is around the size of two Massachusettses. It has 6 million people in it, give or take a few thousand.

The United States has 340 million people.

It's probably a monumentally stupid idea to consider what a tiny little KINGDOM is doing, and think "hey it'll work here too, let's go!"

Denmark also grows lots of tulips. Should we convert all our cornfields to tulip farms? No? Why not? If your friend Johnny jumped off a bridge, shouldn't you too? I mean - didn't we have these kinds of logic puzzles back when we were six?

[Tall4mom]

Cards, notes, copies of documents, gifts…even deliveries would be missed. When billing is on line who can get to them when you can’t?

[Stu from NYC]

Originally Posted by Carlsondm

Daily mail is essential for businesses and some grandparents.

For business not as necessary as in the past. Many times checks are not mailed they are sent by ACH. Orders normally come by email.

[CybrSage]

Originally Posted by retiredguy123

There is also a SafeShip in the Colony Plaza and a UPS store in Pinellas Plaza. I have never seen a USPS drop box. Where are they? You can mail a letter at the postal station, but I don't think they will accept USPS packages.

SafeShip accepts USPS as well, so drop the packages off with them.

[CybrSage]

In areas with staffing shortages, the USPS is already doing every other day delivery.

[Janie123]

Originally Posted by Bill14564

You don't need it at all until you do. Most weeks I could get by without mail at all. Other weeks I'm waiting for that important document I need to sign and return.

I agree… but more and more, docs are coming with docusign. I just changed my homeowners and the docs to sign to get new and cancel old were all docusign.

Already, we lose 52 sundays, probably 12 mondays, various middle of the week holidays from the annual calendar… then there’s the couple of weather related incidents… like hurricanes or snows up north when the roads are closed.I can see giving the Post Office long weekends and deliver mail Tuesday-Wednesday-Thursday.

Checks in the mail are still tough… when we have to mail a check (which I rarely do anymore) I hope and pray it gets there and gets there on time. More and more, I just pay with plastic… personally, almost all my friends and I pay each other with Zelle or Venmo. My wife buys food for the church food pantry and we get a check in the mail almost weekly. It would be great if they could send it to us digitally with maybe a follow up email. It would save the church just for us $25 per year on stamps.

[Janie123]

Originally Posted by retiredguy123

Not true. On an annual basis, not yet. But, on a cumulative basis, I have made more money in retirement than I made as a Federal employee. I was a Federal employee for 35 years and made about $1.8 million. But, as a retiree for about 20 years, my total pension income is approaching $2 million so far. Now, I am collecting a spouse SS benefit, which means that I will greatly exceed my Federal employee income. I don't need this money, but that is the law, and one reason we have a national debt of $36 trillion.

I heard there is a way to donate money back to the federal government…

[darkim]

Whose going to deliver all my Junk Mail everyday?