Termite protection scam

Termite protection scam

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  #11  
Old 10-12-2018, 01:13 PM
retiredguy123 retiredguy123 is offline
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Originally Posted by vintageogauge View Post
Can anyone honestly state they have factual knowledge of a home in TV having "subterranean" termite damage. I asked our well known inspector that and the answer was not the he knew of and he himself does not pay for the termite bond program. It's so easy just to do it yourself nowadays.
I think that it is difficult to evaluate the termite damage risk in The Villages because all new homes are treated by the builder with a soil poison that is supposed to protect the home from subterranean termites for about 10 years. And, most homeowners retreat the house and maintain a termite contract on a continual basis indefinitely. So, the real question should not be "have you ever seen any termite damage?" But, "how much damage would you see if no termite treament was used at all"? Unfortunately, this is a question with no real answer.
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  #12  
Old 10-12-2018, 02:17 PM
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Being as our homes are built on a slab, I don't see how the subterranean varmints could get to the wood. Anybody?
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  #13  
Old 10-12-2018, 02:32 PM
retiredguy123 retiredguy123 is offline
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Being as our homes are built on a slab, I don't see how the subterranean varmints could get to the wood. Anybody?
They live in the soil and enter the house through cracks in the slab, or around the edge of the slab. They feed on mostly soft wood, like window sills, door trim, carpet, drywall, etc. They can do a lot of damage before being detected, but it does take a long time for them to do extensive damage to a house. You don't see them because they cannot be exposed to the light and they build soil tunnels to travel through. I have seen baseboards that look perfectly normal until you tap it with a screwdriver and find that the surface of the wood is paper thin and the baseboard is totally destroyed. But, it is really a personal decision to have a termite protection contract or not.
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  #14  
Old 10-12-2018, 02:44 PM
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Originally Posted by BobnBev View Post
Being as our homes are built on a slab, I don't see how the subterranean varmints could get to the wood. Anybody?
Through the tiny cracks and crevices. As we age termites become invisible they also swarm ever spring and fly off to greener pastures. You won’t know you have termites till the chewed up the interior wall planks and seek path too moisture or waste dumping.

Now you ask why would block and stucco concrete slab need protected? Termites are so tiny they can still migrate up through cracks and crevices to wood in the frame or attic and the flying swarm can attack through attic venting screens. the changes are lower in concrete or block house there still very small chance they can get to wood. Wooden frame house percentage lot higher due to wood stud frame construction. Ever turn over old piece of wood lying in yard on dirt? Termites most likely have eaten the underside up.
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  #15  
Old 10-12-2018, 02:46 PM
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I don’t know how I got double post my heavy uncontrollable fingers must of hit wrong key on iPad
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  #16  
Old 10-12-2018, 03:29 PM
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retiredguy123 and topspinno and some others here are 100% correct. I was asked to comment on this thread.

I have no "skin in this game" as I no longer do official termite inspections. You legally have to have a seperate license to do official WDO (wood destroying organisms) and I found it was just not worth the cost and training headache to maintain this additional accreditation when we are so busy doing home inspections. Most home inspectors leave this to the "bug guys". When we do an inspection by law we CANNOT say we are doing a WDO inspection, and we are not. Of course, when we do find damage or other evidence of "possible WDO" we would certainly call it out as an issue that would need to be checked out by someone "legally allowed" to weigh in on it.

By Florida law, all slabs have to be pre-treated before the build. How long that treatment lasts is debatable. a few folks elect to do their own treatments, providing they know what to buy, how to apply, etc.

Most folks hire this out. Treatments vary, the most common is Termidor.

Some folks sign up for a termite "bond". This is basically an insurance policy that will cover any treatment and repair IF an infestation and/or damage is found. If one plans on selling their home it is often reassuring to the buyer that a constant bond has been in place. Since all insurance is simply risk management, it is up to you weather you feel you would like to insure against this risk.

Some mortgages require an official Florida WDO Inspection. Some do not.

There is a difference between the much more common subterranean termite and the less found (around here) drywood termites. These are more prevalent the more south in Florida you go. The treatment for these is typically a one time treatment in the attic.

So...the big question is how big a risk are termites to your home. The risk varies....and the answers are different as to whom you ask. There is no "One size fits all" answer.

hope that helps a bit.....

Frank
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  #17  
Old 10-12-2018, 04:06 PM
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I believe Florida has more flying termites than subterranean
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  #18  
Old 10-12-2018, 04:14 PM
photo1902 photo1902 is offline
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Originally Posted by DangeloInspections View Post
retiredguy123 and topspinno and some others here are 100% correct. I was asked to comment on this thread.

I have no "skin in this game" as I no longer do official termite inspections. You legally have to have a seperate license to do official WDO (wood destroying organisms) and I found it was just not worth the cost and training headache to maintain this additional accreditation when we are so busy doing home inspections. Most home inspectors leave this to the "bug guys". When we do an inspection by law we CANNOT say we are doing a WDO inspection, and we are not. Of course, when we do find damage or other evidence of "possible WDO" we would certainly call it out as an issue that would need to be checked out by someone "legally allowed" to weigh in on it.

By Florida law, all slabs have to be pre-treated before the build. How long that treatment lasts is debatable. a few folks elect to do their own treatments, providing they know what to buy, how to apply, etc.

Most folks hire this out. Treatments vary, the most common is Termidor.

Some folks sign up for a termite "bond". This is basically an insurance policy that will cover any treatment and repair IF an infestation and/or damage is found. If one plans on selling their home it is often reassuring to the buyer that a constant bond has been in place. Since all insurance is simply risk management, it is up to you weather you feel you would like to insure against this risk.

Some mortgages require an official Florida WDO Inspection. Some do not.

There is a difference between the much more common subterranean termite and the less found (around here) drywood termites. These are more prevalent the more south in Florida you go. The treatment for these is typically a one time treatment in the attic.

So...the big question is how big a risk are termites to your home. The risk varies....and the answers are different as to whom you ask. There is no "One size fits all" answer.

hope that helps a bit.....

Frank
Thank you very much for your input. It was very informative.
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  #19  
Old 10-12-2018, 11:11 PM
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Thank you, Frank. I didn't expect a reply so soon. As usual, you came through with all the best information. Bob
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  #20  
Old 10-13-2018, 12:08 AM
tuccillo tuccillo is offline
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There are cracks in the slab. Regardless, the interior wood framing (interior load bearing walls) has been treated with a chemical.

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Originally Posted by BobnBev View Post
Being as our homes are built on a slab, I don't see how the subterranean varmints could get to the wood. Anybody?
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