[Blackbird45]

I've been with United Health for years and always dealt with an agent out of Sumter landing. 2 years ago, she dropped out of the business. Last year I had some issues and had to deal with it over the phone with some stranger. This year the agent I used to see gave me a call, she is back, but now she is freelance. I have an appointment with her today. I'm going with a list of the doctor and facilities that I require and see what she can offer that will best fit my needs.

All I'm saying is maybe you should go to a pro to see what they have, if you don't like what they have you just get up and walk out.

[bonrich]

I have Plan G, recently changed from F. We are primary in Florida and have a home in NYS. So, it was important to us to have a portable plan. We have United Health Care/AARP. Accepted anywhere the service accepts Medicare. Never a problem through the years of major health issues.

[donfey]

Originally Posted by gatorbill1

UHC The Villages Advantage plan. They take all UHC plans except The Villages, which is the only advantage plan UHC will sell someone who lives in TV.

NOT SO. I have AARP Medicare Advantage with UHC. It's NOT an HMO, and TVHC takes it, but I'm free to go wherever I choose, including Mayo. My primary Dr. and several specialists are with TV, but some are not. IMO, you should meet with an INDEPENDENT agent who can advise you on what's available in your ZIP code.

[Dlbonivich]

Dr. Acevedo is excellent. He took great care of my husband!

[NotGolfer]

I didn't scroll all the responses but we have TVH and they now take, not only, the UHC-Advantage plan as in the past but also Florida Blue and another new one...Humana. Double check with your clinic but I do know now there are 3 accepted. We changed over early from the UHC/advantage to FL Blue and really are happy so far. I was hospitalized shortly after the change and our co-pay after the fact was only $300.00. There are also "perks" with FL Blue as well. I'm not familiar with what the OP says he has.

[biker1]

If you have a Medicare Advantage Plan you are free to go anywhere you want but you won't be covered if they aren't in the network.

Originally Posted by donfey

NOT SO. I have AARP Medicare Advantage with UHC. It's NOT an HMO, and TVHC takes it, but I'm free to go wherever I choose, including Mayo. My primary Dr. and several specialists are with TV, but some are not. IMO, you should meet with an INDEPENDENT agent who can advise you on what's available in your ZIP code.

[aldeana]

If you have plan F that tells me you have freestanding Medicare with a Medigap (a supplemental policy-type F) and not an advantage plan. If you are not in an advantage plan, you don't have any network problems.

[Bill1701]

Originally Posted by gatorbill1

I will probably stay with them because they have all my doctors and dentist in their system. Have never had a procedure denied also. My problem was thinking UF Gainesville would be a better choice for a procedure I need. May not be anyway.
BUT UHC should not push UF Gainesville is under plan, and should not be on UHC website as being in network.

What dentist do you see? Mine lost her hygienist so I am looking for a new one, The UHC website has no one listed in this area. Also, I have the 'UHC The Villages Medicare Advantage (HMO) WELM2' plan from AARP. From what I have heard from multiple sources is that it will not be accepted at several doctors and hospitals after this year. Something is going on with contracts not being renewed.

[Larchap49]

Originally Posted by gatorbill1

Had an appointment with UF Gainesville with an electrophysiologist set up two weeks ago for an appt next week. Got a call today and was told UF Health Gainesville Cardiology will not take UHC The Villages because it's under WellMed.
Both doctor and Shands Hospital were on my UHC website as in network.
When I called UHC, I was told they are "in network" but not for UHC The Villages HMO WellMed.
Got a quick appt with Ocala Health (Dr Acevedo). May be better off.
Was told if I called UF Financial Office, they would tell me why they won't take the insurance that you hear UHC bragging about having access to.

Exactly why I have traditional Medicare and Humana plan F supplement. Go to any DR, any facility, anywhere in the USA. I pay the monthly premium and never another dime. I avoid all Villages facilities with their restrictive policies. One thing I won't let TV control is my health care. Their $0.00 premiums are not worth the restrictions on care centers, referrals, co-pays, wait times, etc. and when the UHC contract expires and it will expire, who will you get next. Again any DR any hospital anywhere except in TV. Why do you suppose TV restricts this when the top Doctors and hospitals in the country don't? I think their right to make another dollar goes too far when they dictate where you get your medical care.

[Larchap49]

Originally Posted by snhmhg

Because I am going on Medicare and a UH supplement plan F, I cannot see my primary at the Villages Health anymore. You have to have a Med Advantage plan, Villages requires it. I think Med plus the supplement F is the best way to go if you have health issues.

Exactly, then find the top specialist within reasonable driving distance and take control of your own care. TV should not be dictating what Doctors or hospitals you can go to.

[Larchap49]

Originally Posted by esteelenov

I agree, I have plan F but I think it is no longer available. Plan G has taken its place.
Husband and I have both had to see specialists and have never had to pay a copay. Actually, we have never gotten a bill for any doctor or hospital. I have been hospitalized for kidney stones and husband has had operations and procedures (he has cancer).

Depends on your age. You may be grandfathered in

[Zenmama18]

Originally Posted by snhmhg

Because I am going on Medicare and a UH supplement plan F, I cannot see my primary at the Villages Health anymore. You have to have a Med Advantage plan, Villages requires it. I think Med plus the supplement F is the best way to go if you have health issues.

Agree, my husband's 2 specialists do not take any Medicare Advantage plans, just traditional Medicare. Medicare Advantage is great if you're in generally good health, but if you have complex medical issues you may not have access to the best docs and facilities.

[WindyCityzen]

Originally Posted by heims01

Is this an advantage plan or supplemental ?? I have a AARP UHC plan F and wondering if that is what you are talking about.

Plan F is the Golden Ticket. Everyone takes it, no copays, no fuss/no muss. And once you’re in, never ever leave. You’re set for life.

[Buckeye Bob]

Originally Posted by Dana1963

That is not true I have aarp united healthcare plan F

You have a supplemental policy.

[biker1]

Not exactly, it depends. In this area, Plan G, if you can make the change (i.e. pass underwriting, but that is not an issue with AARP UHC), will probably save you money. The only difference between Plan F and Plan G is the $200 Part B deductible but the difference in premium prices may be twice that amount. In other words, you could be paying approximately $400 each year to save yourself $200. Check the premium prices, with your insurance company, for Plan F vs. Plan G. Again, Plan F and Plan G are identical except that Plan F includes the $200 Part B deductible at a higher premium price.

Originally Posted by WindyCityzen

Plan F is the Golden Ticket. Everyone takes it, no copays, no fuss/no muss. And once you’re in, never ever leave. You’re set for life.