[Marathon Man]

Originally Posted by bperella

My daughter was interested in buying a new build at age 44. The agent "applied" and we were told she was refused. We were told we could buy it (well over 55) and after 1 year transfer ownership to her. Effectively a resale.

Something does not add up. I think your agent created a story.

[oldtimes]

Originally Posted by JGibson

This is not enforced and never will be. TV is entirely too large for them to spend resources trying to monitor it.

The only exception might be very young children.

I contacted HUD and was told the the developer had not received any money or tax breaks from them so it was not their issue, so it is not regulated or enforced.

[Bill14564]

Originally Posted by oldtimes

I contacted HUD and was told the the developer had not received any money or tax breaks from them so it was not their issue, so it is not regulated or enforced.

There are no tax breaks or money associated with being a 55+ community.

Did you ask HUD how they had handled discrimination complaints from families who were not allowed to live in the Villages?

[oldtimes]

Originally Posted by Bill14564

There are no tax breaks or money associated with being a 55+ community.

Did you ask HUD how they had handled discrimination complaints from families who were not allowed to live in the Villages?

I am simply relaying what they told me. Unfortunately it was a year ago so I deleted the email. Anyone (including under 18) can and does live here. We had an underage boy living in our neighborhood for years until he just finally turned 18. There is no enforcement. Believe it or not I really don't care.

[OrangeBlossomBaby]

Originally Posted by BrianL99

Fake News!

A Grantee does not have to "sign [their] name to a deed".

A "minor" can own property in FL (& most states).

Grantor vs Grantee under Florida Real Estate Law | ASR Law Firm

https://www.cplfirm.com/requirements...ed-in-florida/

3 Things to Consider When Deeding Property to a Minor | HUTCHENS LAW FIRM

Attention Required! | Cloudflare

Legal terms have meanings. You're right, someone can sign a deed over to a minor. But there are other documents that the PURCHASER must sign. Anyone can OWN a house. But you have to be 18 or older to BUY a house.

In the United States, it is legal to buy a house at the age of majority, which is 18 years old in most states. Reaching the age of majority empowers individuals to sign legal agreements and complete real estate transactions. Younger than 18 requires a legal guardian's signature.

[graciegirl]

Originally Posted by oldtimes

I contacted HUD and was told the the developer had not received any money or tax breaks from them so it was not their issue, so it is not regulated or enforced.

I have lived here for eighteen years and I haven't seen any evidence that there was not careful assessment of the 80-20 balance. We are not overrun with sassy kids under 55. ( ). We have continued to have the nice balance of folks over 55 and those under 55 and no kids under nineteen can be here for more than one month in a calendar year. (I don't think the one about the kids visiting is reported much or enforced, and I don't think most of us mind if it is just frequent visits. Most of us do love kids and enjoy other people's grandkids visiting.) I think a lot of incorrect information circulates about this rule. Assuredly resales must meet age criteria.

[BrianL99]

Originally Posted by OrangeBlossomBaby

Legal terms have meanings. You're right, someone can sign a deed over to a minor. But there are other documents that the PURCHASER must sign. Anyone can OWN a house. But you have to be 18 or older to BUY a house.

In the United States, it is legal to buy a house at the age of majority, which is 18 years old in most states. Reaching the age of majority empowers individuals to sign legal agreements and complete real estate transactions. Younger than 18 requires a legal guardian's signature.

You're wrong, but don't let that stop you.

[Bill14564]

Originally Posted by BrianL99

You're wrong, but don't let that stop you.

Which of her statements is wrong?

- A minor can own a home
- A minor cannot purchase a home
- In most states the age of majority is 18
- Reaching the age of majority is a requirement to sign legal documents

[Marathon Man]

Originally Posted by oldtimes

I contacted HUD and was told the the developer had not received any money or tax breaks from them so it was not their issue, so it is not regulated or enforced.

Quite a leap in logic. The first part, if true, does not prove the second part.

[Marathon Man]

Originally Posted by oldtimes

I am simply relaying what they told me. Unfortunately it was a year ago so I deleted the email. Anyone (including under 18) can and does live here. We had an underage boy living in our neighborhood for years until he just finally turned 18. There is no enforcement. Believe it or not I really don't care.

HUD told you that "it is not regulated or enforced"?

[BrianL99]

Originally Posted by Marathon Man

Quite a leap in logic. The first part, if true, does not prove the second part.

Originally Posted by Marathon Man

To those that continue to believe that no one is keeping track of HOPA compliance: I suggest that you attend the next meeting of your CDD Board of Supervisors and ask them if and how it is done. It is definitely tracked as required by federal and state law.

Originally Posted by JGibson

How do you track occupancy of AirbNb and other rentals?

They may monitor the ownership but they can't possibly monitor who is actually living here.

Originally Posted by bperella

My daughter was interested in buying a new build at age 44. The agent "applied" and we were told she was refused. We were told we could buy it (well over 55) and after 1 year transfer ownership to her. Effectively a resale.

Originally Posted by oldtimes

I contacted HUD and was told the the developer had not received any money or tax breaks from them so it was not their issue, so it is not regulated or enforced.

The regulations are enforced and the Developer is required to submit their conformance plan to HUD for approval. I suspect the Developer is very careful about selling homes to buyers under 55, as maintaining compliance is critical to the Developer's business/marketing model.

Why you ask?

Without the "qualified housing for older Americans" exemption, the Developer loses all rights to "discriminate". In other words, if the Developer was audited and lost their status (exemption), they could no longer restrict "age" or occupancy in any way. Not only would that completely obliterate their marketing philosophy, the lawsuits from existing residents would be crippling.

[Shipping up to Boston]

Originally Posted by BrianL99

The regulations are enforced and the Developer is required to submit their conformance plan to HUD for approval. I suspect the Developer is very careful about selling homes to buyers under 55, as maintaining compliance is critical to the Developer's business/marketing model.

Why you ask?

Without the "qualified housing for older Americans" exemption, the Developer loses all rights to "discriminate". In other words, if the Developer was audited and lost their status (exemption), they could no longer restrict "age" or occupancy in any way. Not only would that completely obliterate their marketing philosophy, the lawsuits from existing residents would be crippling.

From a ToTV perspective, the latter would produce great content though!

[margaretmattson]

Originally Posted by asianthree

Not sure where you bought 16 years ago, but in 2007 we in our early 50s buying a home, and some people we met were in their 40s, buying homes in LSL area. So young under 55 have always owned here. As the northern residents move because of health, or death, 40&50 yo residents buying homes look pretty young to 80 and 90 yo.

I moved here in my late thirties over 20 years ago. I was able to purchase a home without a problem. Like Asian three stated, there have always been quite a slew of people under the age of 55 buying homes. This is nothing new.

[BrianL99]

Originally Posted by Shipping up to Boston

From a ToTV perspective, the latter would produce great content though!

The good stuff has certainly been sparse over the summer! We haven't had a gas vs electric in 3 weeks. No AirBnb in months ... & apparently the golf courses are in near Augusta National conditions.

Summer came to abrupt halt in NH this week, so snowbird season is imminent and content always improves when the birds fly south.

[jimbomaybe]

Originally Posted by BPRICE1234

We just moved here about 3 weeks ago. So far everyone has been so nice. We have met people from all over and heard many great stories.

We have on two occasions overheard people mention their age, in their 30s and 40s that live in the villages. They are full "members" and golf all the courses and do all the classes. How does this happen?

Seems there is always a way around any deed restriction, or just ignore it .If I remember right someone posted that you are not to park in the street over night, not to park in the driveway over night, never took the trouble to research , but not far from me there some one (?) has two cars in the driveway and three in the street as a regular thing, no idea who many people are living there