[Cheiro]

I discovered the same increase in automobile insurance when I came to Florida. Drivers here are really bad and accidents are constant. Watch the news on Orlando TV to see how many daily accidents happen there which is typical around the state. And in addition to that, there is a $225.00 impact fee that must be paid for each vehicle. Welcome to Florida.

[gatorbill1]

USAA had the highest rate every time I checked them for auto or home insurance. Too many veterans buy their pitch thinking they are the lowest because of military discount.

[pearlsam]

[Yes, the same thing happened to us coming from Wisconsin.
I just read that over 25% of drivers in FL are uninsured. Go figure. Why doesn't the state figure our some way to prevent them from getting licenses?

We discovered the same coverage went up 50%!

Are drivers that bad in Florida?

Anyone else have this happen?[/QUOTE]

[Tblue]

A bit off topic, but medial malpractice insurance goes up in certain counties within Florida.

[ScottGo]

Ours went down after moving from Pinellas county to Sumter almost 1/2.

[ccrider]

I was told by my State Farm agent; two words - old age!!

[vr3nav]

I experienced somewhat of a bump from USAA when I moved from Ga back in 2013, although it wasn't nearly as bad as some of the others mentioned here. :But, after 57 years with them, I'm not about to switch based on price alone. They've provided truly excellent service for me on a variety of issues, and for me, loyalty goes both ways. I can offer one suggestion about FL insurance costs in general - don't live near the coast or below the 28th parallel.

[lindaelane]

I pay $42 a month to insure my 2017 Toyota Corolla with USAA. I did call them and ask them to help me find the lowest legal price, so I do have high deductibles. They will speak with you on the phone, if you call, to tell you ways to lower your cost, generally if you can decrease your coverage. (I know...I should probably think about paying a little more to get a little more coverage....)

[dyoder66@aol.com]

You moved to a "No Fault" state. Insurance terminology. There is a bill in progress to make a change but it looks like it will be defeated. Welcome to Florida

[Skip]

Originally Posted by fcgiii

Just moved to the villages and called USAA to switch our auto coverage from Virginia to Florida. We have 2 cars: a 2016 RAV4 and a 1995 Miata.

Switch your Miata to antique car insurance like JC Taylor.

Skip

[charlieo1126@gmail.com]

Originally Posted by gatorbill1

USAA had the highest rate every time I checked them for auto or home insurance. Too many veterans buy their pitch thinking they are the lowest because of military discount.

I had a buyer once with a mortgage by usaa years ago he applied early and it was 8 days after closing it came through they were holding it up because of an ambulance bill dispute from years ago , since then I can only go on what I’ve heard directly from a few realtor’s and some home buyers and sellers that they can be painfully slow and pricey

[Marty94]

Originally Posted by fcgiii

Just moved to the villages and called USAA to switch our auto coverage from Virginia to Florida. We have 2 cars: a 2016 RAV4 and a 1995 Miata.

We discovered the same coverage went up 50%!

Are drivers that bad in Florida?

Anyone else have this happen?

Also moved from VA to FL with USAA. I dropped homeowners right away and went through The Villages insurance. Saved me half. My cars are still with USAA, but will be shopping soon, either AAA, Geico, etc. USAA is just not competitive. A good friend of mine who settles car claims said the insurance sold through Costco was very good. I haven’t heard of anyone using them, but worth checking out. Also it’s good to shop around for golf cart insurance. My fees went up 50% from last year for no apparent reason, so I called The Villages and they found another insurer for less than my original quote. You really have to pay attention. I had them on autopay and it would have slipped by me if the increase wasn’t so large.

[emb2458]

You will also find doctors and dentist over charge. Especially Dentist. We have two dental insurances. The most out of pocket expense we had to pay in VA was $100.00. Same procedure here in TV $745. out of pocket. Called insurance companies and ask why and was told because Florida Dentist over charge and they only pay the approved amount. Just had a root canal at Aspen Dental and out of pocket is $745. Doctors came here to get rich fast and retire early.

[LianneMigiano]

We just saved almost $1,000 a year switching away from USAA to Travelers with our 2 cars! (Winget Agency) They also saved us a considerable amount with HO Insurance from Nationwide.

[rphil11ort]

when i came down i had Liberty Mutual... they went from $1500 to $3600. Shopped it and Travelers for $1000 and 3 other quotes for about the same... Shop it