[New Englander]

Villages Health has accepted Florida Blue for a couple of years. If you have switched from United Healthcare to Florida Blue do you have any pros and cons to say about the plan.

[tophcfa]

Blue Cross and Blue Shield is in my opinion the best health care insurance provider out there, albeit also probably the most expensive. That being said, you get what you pay for. We have Massachusetts Blue, so Florida is technically out of network. However, when I got sick last Spring in Florida and ended running up over a quarter million of billed health care expenses, BCBS worked with the health care providers and agreed to accept the negotiated rates in the Florida network. After I hit my maximum out of pocket, I didn’t have to pay another penny. There isn’t a high enough recommendation I could give BCBS.

[Hape2Bhr]

Originally Posted by tophcfa

Blue Cross and Blue Shield is in my opinion the best health care insurance provider out there, albeit also probably the most expensive. That being said, you get what you pay for. We have Massachusetts Blue, so Florida is technically out of network. However, when I got sick last Spring in Florida and ended running up over a quarter million of billed health care expenses, BCBS worked with the health care providers and agreed to accept the negotiated rates in the Florida network. After I hit my maximum out of pocket, I didn’t have to pay another penny. There isn’t a high enough recommendation I could give BCBS.

Agree with above. I had an emergency CT scan this past March at Trailwinds ER which was completely covered by BCBS of MA.

[OrangeBlossomBaby]

You didn't specify if you were talking about a Medicare program or non-Medicare. I'm not eligible for Medicare yet, and use FloridaBlue for my ACA-subsidized health insurance. It's just about as good at the BCBS plan in the north was. Plus the hospital campus and Villages Health offices are essentially across the street from my neighborhood. So I can get to my doctor within 10 minutes by golf cart, 5 minutes by car.

[New Englander]

Originally Posted by OrangeBlossomBaby

You didn't specify if you were talking about a Medicare program or non-Medicare. I'm not eligible for Medicare yet, and use FloridaBlue for my ACA-subsidized health insurance. It's just about as good at the BCBS plan in the north was. Plus the hospital campus and Villages Health offices are essentially across the street from my neighborhood. So I can get to my doctor within 10 minutes by golf cart, 5 minutes by car.

I am talking about Medicare. As far as I know Villages health only takes Advantage Plans.