[dewilson58]

Originally Posted by jedalton

if you don't want to worry about watching the stock market all the time try VTI (Vanguard Total Stock Market Index Fund ETF).
3-Year18.73%
5-Year17.90%
10-Year14.70%

Forgot to mention, down 10% year-to-date.

[Catalina36]

IIM pays a Annual dividend of approx 4.8%, pays monthly the 1st of every month. Great time to buy now market is down.

[M2inOR]

Missing from all this is simply visiting the library (or Barnes&Noble).

Time to check out a few books, or newsletters to help you understand what's available to you.

There are also relatively free, or low-cost like Kiplinger newsletters and retirement guides, and Money magazine.

Yes, there are a range of suggestions on this thread and others. Unfortunately, they might also be Greek to you.

I've invested since the 70s, and have been fortunate. But that represents not only 50 years of learning, but 50 years of luck as well as good fortune. There have been up years, as well as down years.

Good luck on your research.

[hdanielblank]

Originally Posted by jedalton

if you don't want to worry about watching the stock market all the time try VTI (Vanguard Total Stock Market Index Fund ETF).
3-Year18.73%
5-Year17.90%
10-Year14.70%

Correct. I own it also. The Only downside is that the dividend yield is a paltry 1.3%, doesn't keep up with inflation. I think 33% in this is good for the author of this thread and perhaps 67% in TIP which I wrote about below. I also like PCEF for income. The author will need education as he doesn't know about exchange-traded mutual funds (ETFs). To the fear mongers out there, investing in the entire US stock market with VTI is a very safe bet as long as you have 3 years or more to access all your money. Even in the depression, the market bounced back quickly and with far more diversification, it has much more stability. Avoiding the stock market is begging inflation to eat up your purchasing power. If you do buy VTI, IGNORE everything else. Don't watch CNBC, put a wad of cotton in each ear and sleep well.

[Nova Filtration]

No one mentioned Crypto's

Bitcoin etc

[jljl62040]

Originally Posted by Gigi3000 View Post
I have $250,000 to invest for income. I'm 63, keeping lots of cash on hand, own my home, not working and have no income currently. My expenses are minimal, around $1800 month. What would you invest in? can play with $75000 in high risk, the rest medium risk

For income I invest in publicly traded REITs, bond ETFs and privately held Commercial Real Estate Funds (CREs). These, along with my social security, help to pay my monthly bills.

[jog222]

Bitcoin.

[bdw08]

I would meet with a certified financial planner who is a fiduciary. You are young and still have time for that money to grow. You need to have an understanding of commissions when you invest. That’s why I would stay away from annuities.

[daca55]

A wise man once said “the biggest detriment to wealth is taxes”. That said if you want income you might want to consider putting some of your money in rated municipal bonds. They pay coupons usually semi annually and they are federal tax free.

[retiredguy123]

Originally Posted by jedalton

if you don't want to worry about watching the stock market all the time try VTI (Vanguard Total Stock Market Index Fund ETF).
3-Year18.73%
5-Year17.90%
10-Year14.70%

That is a good suggestion, but I prefer to use the Vanguard S&P Index Fund, not a total market ETF. The S&P 500 is only large companies, and a mutual fund is more tax efficient than an ETF because the investors do not buy and sell as often. So, the fund manager doesn't need to sell off stocks to raise cash and generate taxable gains. Some will point out that an ETF has lower fees but, with Vanguard, the difference is minimal. Also, the S&P 500 fund returns have been higher than the total stock market fund.

3 year, 26.03%
5 year, 18.43%
10 year, 16.51%

[debraawalker1]

Follow whatever Nancy Pelosi invests in...it's surely worked for her!

[rickgstone@hotmail.com]

Pro-tip. I would go to Charles Schwab and make sure you sign up for NO management fees. Wait for the dip and it's coming so you could save it in a cash account and buy ten quality stocks. Banks, Energy, and Utilities worked the best for me. Most importantly the keyword is QUALITY. You can pull the trigger on your app are they can do it for you. No fees. I hope that helps. Remember you can never find the TREASURE without a map. Respectfully, rickgstone@hotmail.com

[Topspinmo]

Originally Posted by Gigi3000

I have $250,000 to invest for income. I'm 63, keeping lots of cash on hand, own my home, not working and have no income currently. My expenses are minimal, around $1800 month. What would you invest in? can play with $75000 in high risk, the rest medium risk.

If I had money to burn 🔥 ( I don’t, I worked 49 years for it) (chance you take in stock market) I invest in spaceX (probably too late for big gains?) If I have Boeing stock I dump it. IMO stock market on verge of big crash. I wouldn’t risk it. But that’s me.

[024engine]

Silver and gold. Can't lose and the prices will only increase. Check out provident metals.com

[Cranford61]

Originally Posted by Stu from NYC

I do have a gently used bridge with room for toll booths on either end.

Say it ain’t so! The Morses are putting tolls on the golf cart bridges. Both ways?