[kgentile1010]

Of course I can't be sure, so this is just a maybe. I haven't used my credit card for a while. Went to tapas for lunch on Sat and on Sunday morning somebody used it to charge $300 worth of stuff on Walmart.com. My cc company rejected it and called us right away. I'm pretty consistent in how I use it, so the Walmart.com purchase was flagged.

[KeepingItReal]

Originally Posted by kgentile1010

Of course I can't be sure, so this is just a maybe. I haven't used my credit card for a while. Went to tapas for lunch on Sat and on Sunday morning somebody used it to charge $300 worth of stuff on Walmart.com. My cc company rejected it and called us right away. I'm pretty consistent in how I use it, so the Walmart.com purchase was flagged.

We always remove the 3 digit code from new cards after making a note of it. Will at least help with most online attempts that require the code.

[Mr Jamie]

KeepingItReal,

That is an awesome security tip !!!!

Thank you for sharing!

[sunnyatlast]

Twice when our two different Visa and Mastercard companies called to tell us somebody tried to use our card in Europe and the Middle East, they assured us that the thieves are usually online, just running batches of random card numbers to see if they stick when ordering. They explained all the systemic alarms that go off and immediately set into motion their detective departments, and that online fraudulent card users are easiest to track down because they can go right to the computer used via the internet service provider number.

[Challenger]

Originally Posted by sunnyatlast

Twice when our two different Visa and Mastercard companies called to tell us somebody tried to use our card in Europe and the Middle East, they assured us that the thieves are usually online, just running batches of random card numbers to see if they stick when ordering. They explained all the systemic alarms that go off and immediately set into motion their detective departments, and that online fraudulent card users are easiest to track down because they can go right to the computer used via the internet service provider number.

good info. Too often on this forum, people blame a business for the security breach and do damage to an innocent firm and its employees. From all I have read on the subject most of these crimes are committed by remote criminals with sophisticated computers. Remember the fiasco with the accusations against the Chinese Restaurant in Colony.

Please don't make unsupportable accusations that can ruin a business.

[Bogie Shooter]

Originally Posted by Challenger

good info. Too often on this forum, people blame a business for the security breach and do damage to an innocent firm and its employees. From all I have read on the subject most of these crimes are committed by remote criminals with sophisticated computers. Remember the fiasco with the accusations against the Chinese Restaurant in Colony.

Please don't make unsupportable accusations that can ruin a business.

I agree!

[TNLAKEPANDA]

Originally Posted by KeepingItReal

We always remove the 3 digit code from new cards after making a note of it. Will at least help with most online attempts that require the code.

Good idea...

[Bizdoc]

About 10 years ago, I had a very large charge (unquestioned by the bank) in Australia on a credit card which I had not used for over 3 years - it was a card that I used only for my consulting practice, so I knew exactly what I had and had not charged.

I called the bank and told them that it was not my charge. The bank employee got all snippy about how it must have been my fault and that they had probably gotten the charge info from a statement which I had thrown away. The problem with that argument was that I was working in a secure environment where everything was shredded and then burned (which is why I threw away things like bank statements at work).

I suggested that the problem was likely at their bank and canceled my accounts with them. To this day, I refuse to do business with them. Remember, banks can be just as stupid as any merchants. And they are a much more attractive target than some small restaurant. Do you really think they would tell you if they were hacked?

[kgentile1010]

Unsupported? Sorry I don't believe in coincidences like that. But I did say maybe. People can decide. I just wrote what happened.

[Bogie Shooter]

Originally Posted by kgentile1010

Unsupported? Sorry I don't believe in coincidences like that. But I did say maybe. People can decide. I just wrote what happened.

What did the restaurant have to say?

[nitehawk]

Originally Posted by kgentile1010

Unsupported? Sorry I don't believe in coincidences like that. But I did say maybe. People can decide. I just wrote what happened.

[CFrance]

One of the best things you can do is put a transaction alert on your card. You choose an amount (I chose $100), and you get an email right away about any charge of that amount or over. Last week I got a transaction alert for a charge of $1968.00. I immediately called Capital One, and they contacted the store with me on the line. The store removed the charge. Fraud department will investigate and I will press charges if they can find out who made the charge.

This charge was made online by someone in Miami. It's just not fair to start blaming the last place you were with your card.

[rjm1cc]

Originally Posted by KeepingItReal

We always remove the 3 digit code from new cards after making a note of it. Will at least help with most online attempts that require the code.

Good idea. Never though of that.

[sunnyatlast]

Originally Posted by kgentile1010

Of course I can't be sure, so this is just a maybe. I haven't used my credit card for a while. Went to tapas for lunch on Sat and on Sunday morning somebody used it to charge $300 worth of stuff on Walmart.com. My cc company rejected it and called us right away. I'm pretty consistent in how I use it, so the Walmart.com purchase was flagged.

From what we were told by our Visa and Mastercard companies (Citibank and Chase) in the experience I posted earlier, your card number being used was more likely "flagged" because of the far-away or international location of the internet service provider number of the computer being used.

[Sable99]

Last year my Mother got a call from Bank of America. I think it was the Fraud Department that called. They said that Mom notified them that she lost her card and wanted the new card sent to Texas -- we live in Michigan. BoA was alerted as the caller wanted a deaf alert on the card. Although Mom was 89 at the time, she didn't have a deaf alert on the card! BoA was calling to verify that she was the one asking for the new card. Obviously, she wasn't the one that made the call.

This was a card that was never activated and tucked away in a drawer in our office!! BoA thought it was an inside job as they knew her age and thought they might know other information about her! They recommended that she change all of her passwords and get new cards.

We also got Lifelock!