Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#1
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Does anyone have any experience with United Healthcare Group Medicare Advantage PPO plan? especially with Villages Health group providers? This is the only medical plan option being offered to Met Life Medicare eligible retirees for 2014. Any comments negative or positive would be greatly appreciated.
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#2
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No experience with it.
You should know this... if you want to enroll in a Medicare Advantage PPO and you want to use the TV Health providers, you must enroll in the AARP MedicareComplete Choice plan. Link to website: Accepted Insurance by The Villages Health |
#3
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Call Villages Health System and ask them.
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#4
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I was going to investigate it this year but found out my cardiologist will not be accepting the Complete plan in 2014 so it's not an option for us.
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#5
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You don't need to be strapped in to theVillages Healthcare..UnitedHealth Care policies.
Florida Blue..has 2 wonderful MEDICAL ADVANTAGE policies..with dental, vision and drug... There is a Medical Advantage PPO..and a Medical Advantage HMO.. no deductible. I found many of the doctors take BOTH plus MOFFITT..and I believe Shands. out of pocket annually for the HMO is $4900..the United Heath HMO-Villages is $4700. With the Villages You HAVE TO USE THEIR DOCTORS..Period.. Suggestion: look at ALL your options. I'm meeting with the BC/BS agent tomorrow and doing the 'big picture comparison'. We have until Dec 5th..and again..there is short window to 'opt out'..if you wish and go with another carrier. Do choose wisely. I had my 'meet and greet' the other day..nothing special.. he focused on some 'osteoarthritis'..which hasn't bothered me since 1994 when I had surgery for it....I am healthy and don't take any meds...so maybe he was trying to find something. Just didn't get that touchy feely feeling that everyone is taking about. You are a 'number' there. it seems like an assembly line and you will see a ARNP most likely and not your doctor if its a same day appt. Just do your homework and be sure you are comfortable with your decisions. |
#6
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Could you be more explicit and specify which plans you are talking about, please? Thx, Jimmie PS: Obviously you have done some nice homework and thanks for sharing. |
#7
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Florida Blue has two Medical Advantage plans..
One HMO the other PPO.. both are more user friendly than just the United Heathcare Medical Advantage HMO and PPO that is being offered by 'the villages. I am meeting with an agent I know and trust that is with BlueCross and BlueShield..he is in Leesburg..Ken Laws is his name. He is very good..not pushy.' I suggest to anyone who is shopping around..to just look at your options.' TheVillages Healthcare. which Is UNITED HEALTHCARE .mandates YOU to use their doctors..and if you do the HMO..you can't go out of network..unless you pay..and if you have a lot of money..thats fine. Many don't. Just choose wisely and what is right for you. Don't just think of a 'doctors visit' and that's its close by and you are saving a few bucks. Think of your life. Wellness is great and their UHC plan is awesome for it..but if you have health issues...... choose wisely. Look what is best for you. Think if you have to go to Shands..Moffitt MAYO...Villages United Healthcare does NOT have those Places IN NETWORK.. here in our own backyard..Moffitt CA Center doesn't take UHC..the Villages HMO..PPO..you can go for a big fee. Be well and just look what is best for you. |
#8
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As I have inquired with Shine in the last month I had also visited an Access Person at the Leesburg Library that can be seen on every other Tuesday and Shine on Tuesday's which dates can be found out by calling Leesburg library or a Shine rep in your area.
I was told 11/19/13 That the New Medicare Advantage, United Health Care The Villages Medicarecomplete H1045-025 (HMO) comparable to United Health Care AARP(PPO) is a what u would call a PPO wannabe; meaning it is an HMO, but has the perks of a PPO with no referrals needed and Doctors in a network of Lake,Marion,Sumter Counties, not just the villages. Provider list from this ins. booklet and says updated info at there website that won't let post here,and as well Out of Network option, just like the PPO works, but is an HMO. This HMO although new, but because it is a part of or an extension like United Health Care AARP Medicare Advantage has a 4 star rating. This is the information i received. Because I was looking to change from United Health Care PPO for changing its preventive services, dropping dental and increasing prices about 10% to Humana PPO or BlueMed PPO, but then found out about this Villages United Healthcare HMO(like a PPO)keeping much of the like United Health care choice Plan 2 PPO services . Info taken right from the info booklet 0$ primary physician, 30$ specialist, preventitive 0$ copays for a start. Dental and vision, Passport services for out of Florida areas. Hope this helps. |
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