[village dreamer]

Originally Posted by Cliff Fr

Why should the insurance company pay for a new roof. If it's wear and tear the homeowner shoukd pay for it.

its not wear and tear, its a manufacturing defect. under certainteed warranty.

[villagetinker]

Originally Posted by OhioBuckeye

Villagetinker, I see some solar panel companies advertise free solar panels, so who pays to have Solar Panels taken off & back on if you have to have a new roof which you pay for then? I I would think you would have to pay to have to pay to have Solar Panels to be put back on, because I wouldn’t think the Solar Panel would pay for it. I’ve asked this very question to the Solar Panel company & never got a answer. You seem pretty witty about a lot of things!

I would expect that the Solar Panel company will tell you this is YOUR cost, I consider to be one of the many 'gotcha' clauses that they typically use.

[villagetinker]

Originally Posted by Margefrog

It would never occur to me that H.O. insurance would pay for roof maintenance, unless it was hit by lightning or hurricane. It seems if a roof wears prematurely, the installation was bad to start with. So buyer beware. No?

I totally agree, insurance does NOT cover normal wear and tear, and many policies decrease coverage as the roof wears, so the sudden hailstorm at the normal end of the roof life may have little or no coverage.

[gatorbill1]

I just had my roof replaced and saved $500 on my insurance. Sooner or later you need to have it done. Might as well save some $$$.

[Cuervo]

I will make this simple, I did not read through all the postings.
Last week my shingles were replaced, my home is 12 years old, many of my neighbors are having it done.
I have Farmers insurance, they sent out an inspector and my personal cost was $500 deductible.
The job was completed in two days.
If this is a scam, I can't find it.

[SkylightRoofing]

Originally Posted by Grill Meister

Help me work through this......PLEASE. I have noticed so many of my neighbors having their roofing replaced....I mean everywhere. My daddy told me when I was growing up, "son, don't become a doctor or a lawyer, become a owner of a roofing company, they make tons of money.

It seems all this began a comple of years ago. I noticed that almost every other house in Liberty Park had a sign out front to the effect that Joe's & Moe's roofing company was replacing their roofing. I asked about this and learned that the roofing company rang the door bells and told the owner that, if they would like the company inspect their roof, they would turn in a claim to the home owner's insurance to the effect that the roofing was damaged and need replacing immediately. To make the cheese more binding, the roofing company would submit a claim far in excess of the actual costs for the home owner would not have to end up paying a deductable.

Since then, I am hearing that the roofing in The Villages are not expected to last more than 10 years. I lived in St. Pete, Tampa, Sarasota, Tallahassee and Jacksonville and there was never any such longevity. I've two companies ring my doorbell asking to allow and inspection. My insurance company says, ain't no way. If need be the insurance company will have an inspector come and check things out.

Am I dillusioned or should I get one of these guys up on my roof ASAP?

Please and Thank you for your post:

Never allow a roofing company to solicit you for a roof replacement at your door. Do your homework and see who the reputable companies are here in The Villages (Yes, Skylight Roofing is one of them but that’s not why we are responding).

No Villager should listen to scams, false data, roof manipulations, or the like. It’s very easy now to go on NextDoor, Talk of The Villages, Google, Trust Pilot, Talk to Neighbors first, and the like.

Never listen to a soliciting company as 98% of the time they are looking to gouge and siphon your insurance company for falsified information.

Always trust a company with many local good reviews. You have all this easily accessible at all times. I live here in Virginia Trace and have three Villages homes…My Parents are in Pinellas.

Since Hurricane Irma in 2017, there have been plenty of fraudulent roofing companies trying to weasel-in and fear-monger. Don’t let this happen.

You can call us or look into a roofing company that will give HONEST answers, no signature, no charge, and not touch roof laminate:

Skylight Roofing Villages - Trusted Over 20 Years in The Villages

352-552-4766 / 888-520-0363

The Villages - Skylight Roofing Inc.

undefined - Nextdoor

Skylight Roofing Villages FL 10 - Nextdoor Skylight Roofing Villages FL - The Villages, FL - Nextdoor

Sky Light Roofing, Inc. - Lady Lake, FL - Nextdoor undefined - Nextdoor

Skylight Roofing Inc - Nextdoor Skylight Roofing Inc - Nextdoor

https://nextdoor.com/pages/skylight-...e-villages-fl/

Skylight Roofing

https://www.trustpilot.com/review/skylightroofing.com

[ithos]

Originally Posted by Cuervo

I will make this simple, I did not read through all the postings.
Last week my shingles were replaced, my home is 12 years old, many of my neighbors are having it done.
I have Farmers insurance, they sent out an inspector and my personal cost was $500 deductible.
The job was completed in two days.
If this is a scam, I can't find it.

Interesting. Just curious, what was defect or problem that was the justification for a new roof?

[mrf6969]

Originally Posted by Lightning

If you need to replace your roof and have a lightning protection system (lightning rods) contact your lightning system installer to lay it back while the old roof is removed and the new roof is installed. After the county inspection your lightning system installer will re-install your lightning system. Lightning systems have never been more valuable as we have experienced five homes destroyed and two near misses to date in this lightning season. None had a lightning protection system.

Had that exact thing done when we put new shingles on. A-1 removed and then replaced after the new roof was installed. The insurance company paid the R&R.

[NavyVet]

We were cancelled by our insurance company for simply having a 13 year old roof/home.
Could not get a new HO policy from anyone without replacing roof. We had to get a DP policy temporarily until the new roof got done just a few weeks ago. The following week, a neighbor across the street and one on the street behind us got new roofs also.
If that wasn't expensive enough, we had to have solar company take off our panels etc and reinstall everything after roofing was done. That cost nearly $3200.
Fortunately, we were able to convert our policy to an HO one and the 1 year premium was about a thousand dollars less than the old company that dumped us.
The insurance industry is such a racket, kind of like 'big pharma.'