[Stu from NYC]

Originally Posted by Kenswing

Thank Morgan & Morgan for that.

Or dewie cheatum j6km g5g6q cuband howe

[pikeselectric]

Holy moly. Sorry to hear this. Considering the low mileage on your newer vehicle, I am shocked to hear of such an increase. State Farm has always been good to me but not sure if they are taking on new clients now

[EdFNJ]

Originally Posted by Dusty_Star

Try Travelers. That's the one I used & they only raised my premium $150 from my existing northern (Connecticut) premium. I don't recall my coverages, but like you my credit score is tops & no accidents, tickets or claims.

. As I would be a NEW customer, I doubt they would be any cheaper but I definitely will try. Travelers is my home owners coverage so maybe that will help. It seems they don't want to write NEW accounts.

[EdFNJ]

Originally Posted by JGibson

Kia and Hyundai were getting stolen like crazy by teenagers because they made it so easy to steal.

What car you insure makes a big difference. Some also have higher safety ratings than others.

When car insurance in NYC went through the roof folks were registering and insuring their cars in nearby states like Pennsylvania where they had relatives living.

I can see that happening in Florida next.

Yes, I am aware of that and thought that was the issue but according to the insurance company my model of Kia Soul was not part of that issue. It affected only the Soul and another model with no "security chip key."

[EdFNJ]

Originally Posted by Normal

“Don’t sweat the small stuff”, the Villages is a great place to live with so much to do. Yes, the price is high, yes something needs done, but life is short. Absorb the happiness of each day and share it with others. The insurance crooks will eventually get theirs.

LOL, Except to SOME OF US it isn't "small stuff." While The Villages has probably the highest per capita income (or whatever the stat is) there are some who actually do "sweat" a bit with every "small stuff" increase of anything. Point of my OP wasn't that it will bankrupt me, just that prices are going crazy on life's basic required stuff.

[Normal]

Originally Posted by EdFNJ

LOL, Except to SOME OF US it isn't "small stuff." While The Villages has probably the highest per capita income (or whatever the stat is) there are some who actually do "sweat" a bit with every "small stuff" increase of anything. Point of my OP wasn't that it will bankrupt me, just that prices are going crazy on life's basic required stuff.

Oh no, I get it. Things will only get worse for some. Prices are going crazy, but no one is stopping inflation. Labor costs aren’t going down. The automobile insurance agencies were hit with Florida laws. Cracked windshield…just report it and it’s paid for etc. And don’t even get me started about the “No Fault” law and the multitude driving without any insurance.

Hey the home insurance industry got hit with the same stupidity from the state and many were claiming free roofs.

I didn’t mean to slight the cash draw some will feel more than others, I meant life has more important issues and all of us have a check out time. So why not enjoy the rest of it and place less importance on money.

[Eg_cruz]

I have The Hartford as well, I am in my early sixties and got the same increase. When I spoke to them she stated it’s because of FL, we in the top three highest state to get insurance.

[margaretmattson]

Originally Posted by Eg_cruz

I have The Hartford as well, I am in my early sixties and got the same increase. When I spoke to them she stated it’s because of FL, we in the top three highest state to get insurance.

Gone are the days when Florida was a cheap state to retire. Insurance premiums for car, home, and health can cost $1000 a month or more. I remember back in the early 2000's. We paid $125 a month for home insurance, car insurance was $600 a year, and health was $135 a month. We paid those low premiums for 10+ years. In the past few years, the cost has tripled with no signs of stopping.

[Softball77]

Originally Posted by Kenswing

Thank Morgan & Morgan for that.

And Dan Newlin etc.

[Lyarham]

Originally Posted by EdFNJ

When our homeowners has renewed over the last 6 years I had been preparing for huge increases when they always turned out to be near nothing. We started ~about 6 years ago at around $800 and now it's just barely $1050 for a 2/2.

That brings me to car insurance. I had read that auto insurance is getting worse than homeowners here in FL. Our renewal is coming up Dec 1st and I got my "preview" package from The Hartford. Went up 50%! From $998 to $1550! I almost fell over. It's just 1 vehicle, a 2020 Kia Soul with under 25K miles in the 4 years we have had it. It does have "full coverage with highest limits but still. We have had no tickets did you try state farm or accidents for at least 10 years and both our credit scores are almost max high (which I was told makes a big difference). Obviously age is a factor but 50% !

So I got a few quotes with IDENTICAL coverages and not only did I find that companies (ALLSTATE, PROGRESSIVE so far) won't even write NEW CUSTOMER policies here but those that will make my renewal quote look cheap. Liberty Mutual wants $2400 for barely any coverage, and Geico wanted $1700 for barely any coverage.

Crazy.

did you try State Farm

[Rzepecki]

Originally Posted by Kenswing

Thank Morgan & Morgan for that.

Thank the insurance company scam on their customers for that.

[SusanStCatherine]

Could be the cost to repair the vehicle is high. I know someone who had a deep little dent in the door that went down to the metal. Due to the crazy design, a large portion needed to be repainted and cost thousands.

[Captainpd]

Originally Posted by JGibson

Kia and Hyundai were getting stolen like crazy by teenagers because they made it so easy to steal.

What car you insure makes a big difference. Some also have higher safety ratings than others.

When car insurance in NYC went through the roof folks were registering and insuring their cars in nearby states like Pennsylvania where they had relatives living.

I can see that happening in Florida next.

Pretty sure that works on paper but come accident time, the insurance company will be able to prove your fake address. Then you will be on the hook for all damages and claims.

[Dusty_Star]

Originally Posted by EdFNJ

. As I would be a NEW customer, I doubt they would be any cheaper but I definitely will try. Travelers is my home owners coverage so maybe that will help. It seems they don't want to write NEW accounts.

Your homeowners is with Travelers? Those finks. My Connecticut house is with Travelers & they told me they won't insure a Florida house. Maybe because it would be a NEW account & they are not writing any new homeowners policies.

[Justputt]

I'll save enough money not paying an income tax to cover the insurance costs. FL really needs tort reform, damage caps, and serious penalties for uninsured motorists.