Professor Gruber Professor Gruber - Page 2 - Talk of The Villages Florida

Professor Gruber

Closed Thread
Thread Tools
  #16  
Old 12-09-2014, 06:52 PM
TNLAKEPANDA's Avatar
TNLAKEPANDA TNLAKEPANDA is offline
Gold member
Join Date: Jan 2014
Location: East TN
Posts: 1,438
Thanks: 284
Thanked 275 Times in 118 Posts
Default

I am pretty sure he was TOLD what to say if you know what I mean. If you don't you many be stupid. LOL
  #17  
Old 12-09-2014, 07:03 PM
Indydealmaker's Avatar
Indydealmaker Indydealmaker is offline
Sage
Join Date: Jun 2010
Location: Bonita
Posts: 2,518
Thanks: 158
Thanked 410 Times in 208 Posts
Default

Quote:
Originally Posted by TNLAKEPANDA View Post
I am pretty sure he was TOLD what to say if you know what I mean. If you don't you many be stupid. LOL
I probably have not read everything he has said in the past, but from what I have heard, he really did not lie as much as he did agree to package up and sell the party line. He was given a job, paid a lot of money and he certainly did help to con everybody. I would bet that he rationalized that if he did not do the job, somebody would.
__________________
Real Name: Steven Massy Arrived at TV through Greenwood, IN; Moss Beach, CA; La Grange, KY; Crystal River, FL; The Villages, FL
  #18  
Old 12-09-2014, 07:34 PM
Tennisnut Tennisnut is offline
Senior Member
Join Date: Mar 2011
Posts: 391
Thanks: 15
Thanked 68 Times in 13 Posts
Default

I don't think the guy has much credibility, therefore, I would not believe anything he had to say last year, this year or next year. I do know that my HMO health care premiums are decreasing by 10% next month probably due to the fact more people are covered by insurance who are transported to the emergency room so I don't have to pay for their health care. That is the bottom line for me.

Last edited by Tennisnut; 12-09-2014 at 07:34 PM. Reason: added say
  #19  
Old 12-09-2014, 07:46 PM
CFrance's Avatar
CFrance CFrance is offline
Sage
Join Date: Dec 2011
Location: Tamarind Grove/Monpazier, France
Posts: 14,705
Thanks: 390
Thanked 2,133 Times in 878 Posts
Default

Quote:
Originally Posted by Tennisnut View Post
I don't think the guy has much credibility, therefore, I would not believe anything he had to say last year, this year or next year. I do know that my HMO health care premiums are decreasing by 10% next month probably due to the fact more people are covered by insurance who are transported to the emergency room so I don't have to pay for their health care. That is the bottom line for me.
And 6.9 million people have health care who didn't have it before. Bottom line is everyone was paying for the health care of those 6.9 million people through increased insurance and hospital costs.

And pre-existing conditions are no longer an issue. (They were with me.) And your kids are covered longer, saving you many health insurance dollars while they're still in college. (Money we paid for our kids).

This will take a while, but it will end up being as good a deal as Medicare, which many also hated at the time. It would take a lot less time if the insurance companies had not lobbied against the single payer system.

We NEED to reform health care and medical costs in this country. This is a start.
__________________
It's harder to hate close up.
  #20  
Old 12-09-2014, 07:55 PM
gomoho's Avatar
gomoho gomoho is offline
Sage
Join Date: May 2012
Posts: 4,333
Thanks: 0
Thanked 1 Time in 1 Post
Default

So I guess you're ok we were pretty much lied to in order for this to happen? Watch for the Supreme Court ruling on the exchanges. Gruber pretty much made the argument for this issue when he admitted today the exchanges were only meant for those buying into the fed plan. This whole thing may unravel as a result of that remark. I'm glad everyone is happy that so many are benefiting from this - I on the other hand have friends who have been hurt very badly by this redistribution of wealth.
  #21  
Old 12-09-2014, 08:02 PM
Steve & Deanna Steve & Deanna is offline
Senior Member
Join Date: Oct 2012
Posts: 444
Thanks: 0
Thanked 0 Times in 0 Posts
Default

I'm glad that we weren't stupid. It will be interesting to see how this plays out.
  #22  
Old 12-09-2014, 08:03 PM
TNLAKEPANDA's Avatar
TNLAKEPANDA TNLAKEPANDA is offline
Gold member
Join Date: Jan 2014
Location: East TN
Posts: 1,438
Thanks: 284
Thanked 275 Times in 118 Posts
Default

We do need healthcare reform however the ACA is a scam. Some speak of the 6+million who now have healthcare but when you look at the amount of money that was wasted in this venture the Govt could have paid for insurance for all poor uninsured and could have supplemented those in need like people with pre-existing conditions many many times over. This is a money pit of epic proportions !
  #23  
Old 12-09-2014, 08:14 PM
janmcn janmcn is offline
Sage
Join Date: Oct 2011
Posts: 5,298
Thanks: 0
Thanked 2 Times in 2 Posts
Post

Quote:
Originally Posted by gomoho View Post
So I guess you're ok we were pretty much lied to in order for this to happen? Watch for the Supreme Court ruling on the exchanges. Gruber pretty much made the argument for this issue when he admitted today the exchanges were only meant for those buying into the fed plan. This whole thing may unravel as a result of that remark. I'm glad everyone is happy that so many are benefiting from this - I on the other hand have friends who have been hurt very badly by this redistribution of wealth.
You are correct about the Supreme Court ruling which could come down next spring. Depending on how they rule, all states such as Florida, Georgia, and Texas (BTW the three states with the highest number of uninsured) will lose their federal subsidies because they never set up their own exchanges.

It seems that residents of those states will be penalized because their governors refused to set up exchanges, while states which set up their exchanges will continue to have subsidized health care.
  #24  
Old 12-09-2014, 08:17 PM
Rags123 Rags123 is offline
Veteran member
Join Date: May 2014
Posts: 673
Thanks: 1
Thanked 1 Time in 1 Post
Default

Quote:
Originally Posted by CFrance View Post
And 6.9 million people have health care who didn't have it before. Bottom line is everyone was paying for the health care of those 6.9 million people through increased insurance and hospital costs.

And pre-existing conditions are no longer an issue. (They were with me.) And your kids are covered longer, saving you many health insurance dollars while they're still in college. (Money we paid for our kids).

This will take a while, but it will end up being as good a deal as Medicare, which many also hated at the time. It would take a lot less time if the insurance companies had not lobbied against the single payer system.

We NEED to reform health care and medical costs in this country. This is a start.
I am one who might agree with you that SOMETHING was needed to be done, and there are many many parts of this bill that I can support with vigor.

I will never get over how it was done. To pass a bill with such huge financial impact on this country, and do it with such a total lack of any effort to make it the best it could be. To not even attempt to make it bi partisan, when both parties wanted basically all the things you are touting. And most of all, even with control of both houses, to have the need to adjust the rules of the senate to pass it. Well, that will be a bad taste in mouth for a long long time.

I also am concerned about the large deductibles that I am told go with this AND a bit worried about when the bill is actually 100% in place. When small business starts getting hit....well, I guess I will admit watching the backroom deals, and there were PLENTY....MUCHO....and having our President say "oops" when confronted with his OFTEN repeated promise about the transparency (remember the CSPAN coverage he promised over and over during the campaign). It was a windfall for the insurance industry and two states that were of the same party but against this bill until given things. That might work on a small bill of some kind but this was payola in a grand scale.

This bill, more than anything....and I do not mean those things that helped people, but the shenanigans and backroom stuff and changing of the rules WITH NO EFFORT to get anyone on board is what poisoned me and I think most to what is going on in Washington because that sneaky, smug attitude continued. I am sorry if that is bitter, but that is how I feel. I will never forgive what a few people did by lying and deciet to this country and then continued within the senate for years and blamed everybody but themselves.

It served a warning and one that everyone has gotten about what was going to happen.

You are correct.....a bill was needed, and maybe we would still be talking had this not occurred. I do not know. I know politics, and I know that deals are made but this was a punch in the stomach of everyone in this country...the way it was done and I do not think that most will get over it very easily.

This bill has poisoned the well for a long time. And most think it is because opponents do not want the health care provided.....NOT SO....it is the attitude and deception used that is what turns people off. Be a long time before this country gets right with this, if ever.
  #25  
Old 12-09-2014, 08:31 PM
Sandtrap328's Avatar
Sandtrap328 Sandtrap328 is offline
Eternal Member
Join Date: Oct 2014
Posts: 5,349
Thanks: 0
Thanked 5 Times in 4 Posts
Default

Quote:
Originally Posted by Rags123 View Post
I am one who might agree with you that SOMETHING was needed to be done, and there are many many parts of this bill that I can support with vigor.

I will never get over how it was done. To pass a bill with such huge financial impact on this country, and do it with such a total lack of any effort to make it the best it could be. To not even attempt to make it bi partisan, when both parties wanted basically all the things you are touting. And most of all, even with control of both houses, to have the need to adjust the rules of the senate to pass it. Well, that will be a bad taste in mouth for a long long time.

I also am concerned about the large deductibles that I am told go with this AND a bit worried about when the bill is actually 100% in place.

This bill, more than anything....and I do not mean those things that helped people, but the shenanigans and backroom stuff and changing of the rules WITH NO EFFORT to get anyone on board is what poisoned me and I think most to what is going on in Washington because that sneaky, smug attitude continued. I am sorry if that is bitter, but that is how I feel. I will never forgive what a few people did by lying and deciet to this country and then continued within the senate for years and blamed everybody but themselves.

It served a warning and one that everyone has gotten about what was going to happen.

You are correct.....a bill was needed, and maybe we would still be talking had this not occurred. I do not know. I know politics, and I know that deals are made but this was a punch in the stomach of everyone in this country...the way it was done and I do not think that most will get over it very easily.

This bill has poisoned the well for a long time. And most think it is because opponents do not want the health care provided.....NOT SO....it is the attitude and deception used that is what turns people off. Be a long time before this country gets right with this, if ever.
So, a major part of whats wrong with the Affordable Care Act are the dealings that got it into place? You are saying there are parts of it that have helped people, if I read this correctly

I think that CFrance was absolutely correct in her assessment of the ACA.

By the way, the Affordable Care Act is not a "bill". It was a bill until it was signed into law. It is now a law.
  #26  
Old 12-09-2014, 08:33 PM
JB in TV JB in TV is offline
Veteran member
Join Date: Jan 2013
Posts: 642
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Yes, perhaps 6+ million now have "health care", but at what level? EXTREMELY high deductables will prevent most from ever seeing their docs for the many usual ailments.

In my case, due to a weird income year, I have a low premium, but very high deductible and virtually no RX coverage until a high RX deductible is paid. I can afford it but many of those 6+ million that is often stated don't have that ability and will miss out on the health care and prescriptions needed that is so often said they now have.
  #27  
Old 12-09-2014, 08:43 PM
Rags123 Rags123 is offline
Veteran member
Join Date: May 2014
Posts: 673
Thanks: 1
Thanked 1 Time in 1 Post
Default

Quote:
Originally Posted by JB in TV View Post
Yes, perhaps 6+ million now have "health care", but at what level? EXTREMELY high deductables will prevent most from ever seeing their docs for the many usual ailments.

In my case, due to a weird income year, I have a low premium, but very high deductible and virtually no RX coverage until a high RX deductible is paid. I can afford it but many of those 6+ million that is often stated don't have that ability and will miss out on the health care and prescriptions needed that is so often said they now have.

I got you. I mentioned the high deductibles and the future implementation of this bill in the next two years, but got "slapped" down with the usual snide comments which is what troubles me.
  #28  
Old 12-09-2014, 09:01 PM
JP's Avatar
JP JP is offline
Veteran member
Join Date: Mar 2011
Location: The Village of St. James and Marquette, Michigan
Posts: 923
Thanks: 7
Thanked 282 Times in 125 Posts
Default

Yes the ACA is now a law but laws can be changed and eliminated...it happens all the time.

The ACA was passed using deceptive practices by all involved---both paid advisors and politicians. If they had said what they knew to be true and what many people are now finding out, this "law" would never have passed.

Our country needs national health insurance/care but not this pile of baloney.
__________________
"I am a great believer in luck, and I find that the harder I work, the more I have of it." -Thomas Jefferson
  #29  
Old 12-09-2014, 09:09 PM
sunnyatlast sunnyatlast is offline
Gold member
Join Date: Jul 2014
Location: The Villages, FL
Posts: 1,208
Thanks: 0
Thanked 2 Times in 2 Posts
Default

New, high deductibles are causing patients to avoid going to the dr. for preventative or other routine care because they simply do not have the cash after paying their new, higher premiums.
"Deductibles for the most popular health plans sold through the new marketplaces are higher than those commonly found in employer-sponsored health plans, according to Margaret A. Nowak, the research director of Breakaway Policy Strategies, a health care consulting company. A survey by the Kaiser Family Foundation found that the average deductible for individual coverage in employer-sponsored plans was $1,217 this year.

In comparison, the average deductible for a bronze plan on the exchange — the least expensive coverage — was $5,081 for an individual and $10,386 for a family, according to HealthPocket, a consulting firm. Silver plans, which were the most popular option this year, had average deductibles of $2,907 for an individual and $6,078 for a family....."
http://www.nytimes.com/2014/10/18/us...r.html?src=twr

.......
  #30  
Old 12-09-2014, 09:30 PM
JB in TV JB in TV is offline
Veteran member
Join Date: Jan 2013
Posts: 642
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Quote:
Originally Posted by sunnyatlast View Post
New, high deductibles are causing patients to avoid going to the dr. for preventative or other routine care because they simply do not have the cash after paying their new, higher premiums.
"Deductibles for the most popular health plans sold through the new marketplaces are higher than those commonly found in employer-sponsored health plans, according to Margaret A. Nowak, the research director of Breakaway Policy Strategies, a health care consulting company. A survey by the Kaiser Family Foundation found that the average deductible for individual coverage in employer-sponsored plans was $1,217 this year.

In comparison, the average deductible for a bronze plan on the exchange — the least expensive coverage — was $5,081 for an individual and $10,386 for a family, according to HealthPocket, a consulting firm. Silver plans, which were the most popular option this year, had average deductibles of $2,907 for an individual and $6,078 for a family....."
http://www.nytimes.com/2014/10/18/us...r.html?src=twr

.......
sunny, you said it much better than I did. Thanks!
Closed Thread


You are viewing a new design of the TOTV site. Click here to revert to the old version.

All times are GMT -5. The time now is 04:57 AM.