[retiredguy123]

///

[retiredguy123]

Originally Posted by Topspinmo

Why wouldn’t SECO pay for it if there surge protection didn’t stop surge? Otherwise why have and pay for the protection if it don’t protect nothing?

I would suggest you read the SECO warranty. The "exclusion" section is very interesting. I read it at least 4 times, and could not identify anything in my house that would be covered by the warranty. It does not cover lightning damage. Also, it does not cover electronics (TVs, computers, etc.), or anything that has a microprocessor or a microchip. I think every appliance in my house has some type of microchip, including my microwave, stove, oven, dishwasher, washer and dryer. It doesn't cover anything with a motor. It does not even cover electrical outlets or switches or security systems. I think they hired a team of lawyers to write a warranty where they can deny coverage for everything in your house. LOL.

[Altavia]

Originally Posted by Laker14

No,I didn't have a surge protector at the receptacle, just the "whole house" surge protector supplied by SECO.

I feel fortunate that I didn't lose my fridge, washer, dryer, and oven. Are the individual surge protectors effective?

The best you can do is reduce the risk of damage from lightening. Your whole house may have helped other devices.

Adding local protection at expensive items further reduced the risk.

A lightening protection system will add another level of risk at little more cost than an insurance deductable. IMHO - worthwhile especially if you have corrugated gas lines in the attic.

[keepsake]

A solid path for lightning is in through the cable TV path.

[EdFNJ]

Originally Posted by retiredguy123

I think most credit cards have eliminated the extra warranty benefit. Do you know of one that still offers it?

Edit 2: I see someone already posted the link I did below (sorry). Reading through it however, it isn't 100% accurate.

Chase Sapphire Preferred ($95/yr) and a few other premium (yearly fee) cards including the high end Amex cards. Don't think any NO YEARLY FEE card does. I have the Chase card and other than the $1200 "new application" bonus they HAD it has a number of other features that cover the fee which I use.

Edit 1: Just found this:
Best credit cards for extended warranty in 2021 - The Points Guy

[thevillages2013]

Originally Posted by Topspinmo

I would be surprised if manufacture would replace TV knocked out by lightning? I bet there fine print somewhere in the warranty?

Yep if it were me ( sneaky SOB) “ I don’t know it just stopped working “ Samsung.Lightning, what lightning ?

[mtdjed]

Originally Posted by mulligan

A surge arrester is NOT protection from lightning strikes. Only surges in power.

Lightning can cause surges in power. I have had several strikes here in The Villages. I have a whole house electrical surge protector that was fried due to a nearby lightning strike. I have had lightning strike on my flag pole that left burn marks on my lawn that traveled to my Comcast cable line and fried the line. This has happened twice. Also had a surge due to lightning which found the phone line and fried my phones.

Point is that lightening does not need to strike the house. Nearby strikes that ground into power lines, cable lines, telephone lines, water pipes, gas pipes etc. can cause surges and other issues.

Questionable if TV warranty would cover Surge damage. If you bought some added protection or if store offered some protection check the details.

Electrical devices used to be more tolerant of minor surges when they were powered by volts. Now everything is controlled by microcircuits which do not tolerate surges nearly as well.

[thevillages2013]

Originally Posted by Laker14

Thanks Tinker,
We cut the cable cord a while ago. I was streaming. The only connection was via the electric power cord. I use YouTubeTV, which streams via my internet/modem/WiFi, all of which still functions.
I did the unplug/wait/ plug it in again, but alas, no good.

My wife did call Samsung, and they said they'll take care of it.

They do have a fuse to protect the tv from power surges or lightning. Some are glass and you can see it is blown but some are ceramic and have to be tested to see if they are blown. Should be a simple fix for Samsung hopefully

[Laker14]

I look at these systems as "risk mitigation". Just the way my seatbelts and airbags don't "guarantee" I won't get hurt or killed if I have a car accident, I believe they increase my odds for survival. I always buckle up. I've never seen a warranty that comes with a new car that declares a guarantee of survival, yet I think seatbelts and airbags are a good idea.
It's hard to know what is a complete, or nearly complete, waste of money.
I see quite a few homes with metal spikes sticking up along the roof lines, which I assume are lightning arrestor systems. I have no idea what they cost, and how much added protection they provide. I may look into them though.
A golfing buddy of mine, when I told him about my TV, told me that when he lived in Texas he once lost all of the appliances in half of his house to a lightning strike.
Now that it's happened to me, I am more curious about how these things work, and how I might reduce the risk going forward.

[Laker14]

Originally Posted by thevillages2013

They do have a fuse to protect the tv from power surges or lightning. Some are glass and you can see it is blown but some are ceramic and have to be tested to see if they are blown. Should be a simple fix for Samsung hopefully

That's why I popped the back off to look at the power board. Unfortunately, no easy glass obviously blown fuse. When I didn't see something easy like that, I backed off.

[Sabella]

Originally Posted by Laker14

Thanks Tinker,
We cut the cable cord a while ago. I was streaming. The only connection was via the electric power cord. I use YouTubeTV, which streams via my internet/modem/WiFi, all of which still functions.
I did the unplug/wait/ plug it in again, but alas, no good.

My wife did call Samsung, and they said they'll take care of it.

.
I had Comcast- about 2 years ago a lightning strike hit outside my house . My TV set, my irrigation control box in the garage, my modem and router which I owned were fried. No damage to items visible. Have whole house surge protection. Seco said not their problem the damage came thru my cable lines. To add insult to injury I started to submit paperwork to my house insurance company before submitting All required paperwork I withdrew my claim. I never made a house insurance claim before. My next insurance bill went up about $650. I recently checked on line my house insurance account and it lists my canceled claim under claims made. I contacted the insurance company and requested that be deleted since I withdrew the claim . They said no since the initial form had been filed and it is marked withdrawn.

[VillagerNut]

Originally Posted by Sabella

.
I had Comcast- about 2 years ago a lightning strike hit outside my house . My TV set, my irrigation control box in the garage, my modem and router which I owned were fried. No damage to items visible. Have whole house surge protection. Seco said not their problem the damage came thru my cable lines. To add insult to injury I started to submit paperwork to my house insurance company before submitting All required paperwork I withdrew my claim. I never made a house insurance claim before. My next insurance bill went up about $650. I recently checked on line my house insurance account and it lists my canceled claim under claims made. I contacted the insurance company and requested that be deleted since I withdrew the claim . They said no since the initial form had been filed and it is marked withdrawn.

That’s why I tell everyone to keep the deductible for the house high so you get the discount every year. Then you’re not tempted to try to claim on your homeowners insurance. Doing a claim or calling thinking about it, will definitely increase your homeowners insurance. So unless the damage is thousands above your deductible do not even call your insurance company to check.

[La lamy]

Originally Posted by retiredguy123

I would suggest you read the SECO warranty. The "exclusion" section is very interesting. I read it at least 4 times, and could not identify anything in my house that would be covered by the warranty. It does not cover lightning damage. Also, it does not cover electronics (TVs, computers, etc.), or anything that has a microprocessor or a microchip. I think every appliance in my house has some type of microchip, including my microwave, stove, oven, dishwasher, washer and dryer. It doesn't cover anything with a motor. It does not even cover electrical outlets or switches or security systems. I think they hired a team of lawyers to write a warranty where they can deny coverage for everything in your house. LOL.

Wow, good for you for reading the fine print. Their "warranty" sounds completely bogus. Thanks for the heads-up.

[Byte1]

As I stated in an earlier post, my TV was damaged because of a lightning strike two houses away. It did not come through the power line or the surge protector would have saved it. Mine came through the cable line and fried my TV, modem, and computer internet adapter. Some how the DVD player was damaged also. Maybe because it was hooked up to the TV? When I contacted the manufacturer, they sent someone over. The TV was repaired at no cost to me. The TV was almost a year old. The fix was as simple as taking the back off and replacing the whole power board, which was pretty small considering the size of the TV.
SECO=NO
Home owners insurance= No
Manufacture = YES

[Stu from NYC]

Originally Posted by Sabella

.
I had Comcast- about 2 years ago a lightning strike hit outside my house . My TV set, my irrigation control box in the garage, my modem and router which I owned were fried. No damage to items visible. Have whole house surge protection. Seco said not their problem the damage came thru my cable lines. To add insult to injury I started to submit paperwork to my house insurance company before submitting All required paperwork I withdrew my claim. I never made a house insurance claim before. My next insurance bill went up about $650. I recently checked on line my house insurance account and it lists my canceled claim under claims made. I contacted the insurance company and requested that be deleted since I withdrew the claim . They said no since the initial form had been filed and it is marked withdrawn.

Dirty pool by insurance company.