[retired guy]

Here is a pic of my house in Pa with a metal roof. Wind rated at 110 mph. I will be asking if I can do the same at the house in TV.

[Cliff Fr]

Originally Posted by mpcolonel

Not sure why In the lightning capital why you would want a metal roof

It's a fallacy that metal roofs attract lightning. Lightning goes to the highest and nearest point. As a matter of fact, if lightning does happen to strike a metal roof the energy is dispersed instead of making a hole in the roof as it would on a shingle roof.

[Cliff Fr]

Originally Posted by Normal

Metal roofs are extremely light. Just wait till you see hurricane force winds hit one. It’s like peeling an onion.

Not true. If properly installed they survive hurricanes better than shingle roofs. That's why you see them used in Key West.

[Cliff Fr]

Originally Posted by OhioBuckeye

So you’re getting lighting rods so you can attract lighting. Yea, I know this roofing company gave you some song & dance why metal roofs are better. Then why aren’t lighting rods made of asphalt or plastic. So why didn’t they start putting them on houses yrs. ago if they have a 50 to 100 yrs life span? So in other words Ins. rates should go down, right because no more houses destroyed by lighting. We’ll see soon enough. Hope you’re right, not trying to start an argument.

There are a lot of old Florida houses with metal roofs that have lasted for years and years

[Cliff Fr]

I wouldn't use a black color in Florida though.

[Bonanza]

Originally Posted by DrMack

Concrete shingles will last much longer and are wind proof. We have some on the beach house. They had to do some work in the attic and redo the plywood on top, but they are great during storms.

Concrete tile roofs are NOT necessarily "wind proof."
Flat tile roofs offer more protection that s-shape or barrel tile styles but the roof's pitch is probably even more important that the shape of the tile.

[Southwest737]

But my question was, why paid extra for a metal roof if it has the same 15 year rule like the asphalt roofs do.[/QUOTE]

There is no requirement to replace your roof at 15 years. Mine is original asphalt roof built in 04 and insured with Tower Hill.

[RICH1]

Originally Posted by thelegges

Can your home support the weight of a metal roof?

lol... one of the best answers yet ....

[DarrenandKathy]

Originally Posted by Normal

Metal roofs are extremely light. Just wait till you see hurricane force winds hit one. It’s like peeling an onion.

I had asphalt shingles on my home here in Atlantic Canada. We live on the Atlantic Coast waterfront and built the home 5 years ago.
The shingles were applied properly and 6 nailed as well as tabbed with cement as we knew how bad the conditions were going to be.
First year we had 3 major blowoffs of multiple shingles.
Properly installed a metal roof over and not one problem since.
During hurricane Fiona that caused massive damage in our area almost everyone in the area had lost shingles.
Our metal roof was untouched.
Shingles will withstand 95-115 mph winds where metal can exceed 200 mph.

[hollyrich2]

Originally Posted by Mike.Kathy

I just got off the phone with The Villages Insurance, I called them because I was thinking of upgrading my asphalt shingle roof to a metal shingle roof. I asked them if a metal roof has the same stupid 15-year rule about replacement or being dropped by the insurance company. I was asking because the metal roofs cost a lot more but have a 50-to-100-year life. There answer to me was yes it falls under the same Florida roof requirement depending on which insurance company you use.
My question to anyone with a metal roof has this happen to you, have you had an increase in your insurance due to the age of your roof.

Thanks

Most carriers want a shingle roof over 10 years old. A tile or metal roof they want 15 years or newer. Their answer was incorrect. Metal roofs have a longer life expectancy than a shingle roof. I’m an insurance agent and would be happy to provide a quote. You can change carriers midterm without penalty. Please feel free to contact me 954-437-9220 ext. 308 or hrichardson4@allstate.com. I work remotely.

[paulajr]

Originally Posted by ron32162

You must not live in The Villages a full metal roof is not allowed

Have seen several houses in The Villages with metal roofs so…..

[john352]

Originally Posted by Indydealmaker

metal roofs do not attract lightning. In fact, a metal roof can actually make a lightning strike much less dangerous. As a naturally.

What happens when lightning strikes a metal roof?.

Steven Massy, thank you for the fact-based information available on the internet. It is nice to read a fact-based comment instead of personal, unscientific options.

[Frank Hamister]

Originally Posted by ron32162

You must not live in The Villages a full metal roof is not allowed

Wow. What is your source for that tidbit of information?

[Bill14564]

Originally Posted by ron32162

You must not live in The Villages a full metal roof is not allowed

Originally Posted by paulajr

Have seen several houses in The Villages with metal roofs so…..

Originally Posted by Frank Hamister

Wow. What is your source for that tidbit of information?

Found in the first three ARC manuals I looked at:

2. Telsa and metal roofs may be permitted but architectural approval is required.

[lorilorilori]

There are new federal laws (and maybe State) governing roof materials.